526 N 5th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 526 N 5th St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,926 sqft · built 1950
Lot Size	0.097 acres (4,225 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Nov 2025)
Tax Bill	$2,841 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-170-0021-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-170-0021-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,926 sqft Living Area
1st Floor Area	1,055 sqft
Basement Area	871 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	4,225 sqft (0.097 acres)
Lot Dimensions	94 ft deep x 45 ft wide
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	526 N 5TH ST
City	SAINT CLAIR
State	MI
Zip	48079-4824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	LOT 13 EXC S 25' CHAMBERLAIN'S PLAT OF FIVE ACRE LOT 42 ALSO S 10' OF LOT 10 BLK 2 GEO A WOLVINS ADDT OWNED & OCC AS ONE
Legal Subdivision	GEO A WOLVINS ADD
Legal Block	2
Legal Lot Number	10B
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4007
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2877 BELLE RIVER RD, EAST CHINA, MI 48054-4105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Nov 19, 2025	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Feb 1, 2021	Warranty Deed, Transfer QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Prior Sale	Feb 1, 2021 · Amount on Record
Deed Document Number	202522293
Deed Book / Page	5872 / 932
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	526 N 5TH ST, SAINT CLAIR, MI 48079-4824
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2877 BELLE RIVER RD, EAST CHINA, MI 48054-4105

Mortgage

Document Number	0005861370
Date	Oct 15, 2025
Book Page	5861/370
Instrument	2025019621

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	43456 MOUND RD, STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 19, 2025
Property Address	526 N 5TH ST, SAINT CLAIR, MI 48079-4824
Document Number	0005872932
Book / Page	5872 / 932
Map Reference	LB D PG 36
Instrument Date	Oct 14, 2025
Instrument	2025022293
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1140 NORTHVIEW LN, ROCHESTER HILLS, MI 48307-2981

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2877 BELLE RIVER RD, EAST CHINA, MI 48054-4105

Mortgage

Document Number	2025019621
Date	Nov 19, 2025
Instrument	2025019621

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 1, 2021
Property Address	526 N 5TH ST, SAINT CLAIR, MI 48079-4824
Document Number	0005311364
Book / Page	5311 / 364
Map Reference	LB D PG 36
Instrument Date	Jan 19, 2021
Instrument	2021002863
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	526 N 5TH ST, 526, SAINT CLAIR, MI 48079-4824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71237 WEEKS RD, RICHMOND, MI 48062-4948

Mortgage

Document Number	0005311367
Date	Feb 1, 2021
Book Page	5311/367
Instrument	2021002864

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,400 (-1.86%)	$168,800 (-1.86%)
2025	$2,841.00 (+2.79%) Homeowner's exemption	$86,000 (+20.11%)
2024	$2,764.00 (+7.59%)		$172,000 (+20.11%)
2023		$71,600
2022	$2,569.00		$143,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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