534 N 5th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 534 N 5th St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 915 sqft · built 1940
Lot Size	0.131 acres (5,706 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,500 (Oct 2024)
Tax Bill	$3,481 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-895-0009-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-895-0009-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	915 sqft Living Area
1st Floor Area	915 sqft
Basement Area	915 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	5,706 sqft (0.131 acres)
Lot Dimensions	95 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	534 N 5TH ST
City	SAINT CLAIR
State	MI
Zip	48079-4824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	LOT 7 BLK 2 GEORGE A WOLVIN ADDT TO THE CITY OF ST CLAIR
Legal Subdivision	GEORGE A WOLVIN ADDT
Legal Block	2
Legal Lot Number	7
Legal Unit	7
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4007
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 581, LEXINGTON, MI 48450-0581
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Intrafamily Transfer, Transfer LAWYERS TITLE, LAWYERS TTL INS CORPERATION
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Dec 3, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2024 · Amount on Record
Deed Sale	Oct 16, 2024 · Amount on Record
Deed Document Number	202418407
Deed Book / Page	5756 / 497
Last Transfer Date	Oct 31, 2025
Transfer Doc	0005866783
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 31, 2025
Property Address	534 N 5TH ST, SAINT CLAIR, MI 48079-4824
Document Number	0005866783
Book / Page	5866 / 783
Map Reference	LB 3 PG 30
Instrument Date	Oct 31, 2025
Instrument	2025020914
Transaction Type	Transfer
Record Updated	Nov 13, 2025
Title Company	LAWYERS TITLE, LAWYERS TTL INS CORPERATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 581, LEXINGTON, MI 48450-0581

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	534 N 5TH ST, SAINT CLAIR, MI 48079-4824

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	534 N 5TH ST, SAINT CLAIR, MI 48079-4824
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 N 5TH ST, SAINT CLAIR, MI 48079-4824

Mortgage

Document Number	0005570208
Date	Oct 13, 2022
Book Page	5570/208
Instrument	2022023509

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	534 N 5TH ST, SAINT CLAIR, MI 48079-4824
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 N 5TH ST, SAINT CLAIR, MI 48079-4824

Mortgage

Document Number	0005457658
Date	Dec 3, 2021
Book Page	5457/658
Instrument	2021033857

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,100 (+4.3%)	$126,200 (+4.3%)
2025	$3,481.00 (+172.38%) Homeowner's exemption	$60,500 (+27.64%)
2024	$1,278.00 (+7.58%)		$121,000 (+27.64%)
2023		$47,400
2022	$1,188.00		$94,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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