549 N 5th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 549 N 5th St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,498 sqft · built 1940
Lot Size	0.197 acres (8,581 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,258 (2025)
Deeds & Mortgages	Mar 2026 Sale Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-895-0017-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-895-0017-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	1,113 sqft
Basement Area	600 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	143 ft deep x 60 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	549 N 5TH ST
City	SAINT CLAIR
State	MI
Zip	48079-4825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	LOT 6 & E 1/2 OF LOT 5 BLK 3 GEORGE A WOLVIN ADDT TO THE CITY OF ST CLAIR
Legal Subdivision	GEORGE A WOLVIN ADDT
Legal Block	3
Legal Lot Number	5-6
Legal Unit	6,5
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4008
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 ISLAND CT, ALGONAC, MI 48001-1688
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed, Transfer
Oct 25, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Aug 28, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 1, 2011
Transfer Doc	004155/062
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 23, 2026
Property Address	549 N 5TH ST, SAINT CLAIR, MI 48079-4825
Document Number	0005907801
Book / Page	5907 / 801
Instrument Date	Mar 22, 2026
Instrument	2026005262
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	549 N 5TH ST, SAINT CLAIR, MI 48079-4825

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	103 ISLAND CT, ALGONAC, MI 48001-1688

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	549 N 5TH ST, SAINT CLAIR, MI 48079-4825
Transaction Type	Mortgage
Record Updated	Nov 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 N 5TH ST, SAINT CLAIR, MI 48079-4825

Mortgage

Document Number	5439231
Date	Oct 25, 2021
Book Page	5439/231
Instrument	2021029941

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 28, 2019
Property Address	549 N 5TH ST, SAINT CLAIR, MI 48079-4825
Document Number	0050910174
Book / Page	005091 / 000174
Instrument Date	Aug 21, 2019
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	549 N 5TH ST ST CLAIR MI 480794825, ST CLAIR, MI 48079-4825

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,900 (-0.11%)	$179,800 (-0.11%)
2025	$2,258.00 (+2.78%) Homeowner's exemption	$90,000 (+13.21%)
2024	$2,197.00 (+7.59%)		$180,000 (+13.21%)
2023		$79,500
2022	$2,042.00		$159,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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