543 N 5th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 543 N 5th St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,547 sqft · built 1945
Lot Size	0.196 acres (8,538 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jul 2023)
Tax Bill	$3,442 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`74-07-895-0018-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-895-0018-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,547 sqft Living Area
1st Floor Area	1,059 sqft
Basement Area	939 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	8,538 sqft (0.196 acres)
Lot Dimensions	142 ft deep x 60 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	543 N 5TH ST
City	SAINT CLAIR
State	MI
Zip	48079-4825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	LOT 7 & E 1/2 OF LOT 8 BLK 3 GEORGE A WOLVIN ADDT TO THE CITY OF ST CLAIR
Legal Subdivision	GEORGE A WOLVIN ADDT
Legal Block	3
Legal Lot Number	7-8
Legal Unit	7,8
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4008
Census Tract	642000

Owner

543 N 5th St is owned and occupied by an individual who bought it in July 2023.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	543 N 5TH ST, SAINT CLAIR, MI 48079-4825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER
Oct 20, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2023 · Amount on File
Deed Sale	Jul 17, 2023 · Amount on File
Prior Sale	Oct 7, 2015 · Amount on File
Deed Document Number	202312671
Deed Book / Page	5638 / 315
Prior Transfer Date	Sep 15, 2022
Prior Transfer Doc	0005572191
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 17, 2023
Property Address	543 N 5TH ST, SAINT CLAIR, MI 48079-4825
Document Number	0005638315
Book / Page	5638 / 315
Map Reference	LB 3 PG 30
Instrument Date	Jun 14, 2023
Instrument	2023012671
Transaction Type	Transfer
Record Updated	Aug 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5609 POINTE TREMBLE RD, ALGONAC, MI 48001-4374

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50200 TAYLOR ST, NEW BALTIMORE, MI 48047-2455

Mortgage

Document Number	2023012672
Date	Jul 17, 2023
Instrument	2023012672

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 20, 2022
Property Address	543 N 5TH ST, SAINT CLAIR, MI 48079-4825
Document Number	0005572191
Book / Page	5572 / 191
Map Reference	LB 3 PG 30
Instrument Date	Sep 15, 2022
Instrument	2022024036
Transaction Type	Transfer
Record Updated	Nov 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5609 POINTE TREMBLE RD, 5609, ALGONAC, MI 48001-4374

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5609 POINTE TREMBLE RD, ALGONAC, MI 48001-4374

Tax Assessment & Valuation

The 2025 property tax bill for 543 N 5th St was $3,442 with a homeowner's exemption, up 2.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,700 (+0.11%)	$185,400
2025	$3,442.00 (+2.81%) Homeowner's exemption	$92,600
2024	$3,348.00		$185,200
2023		$84,300
2022	$3,512.00		$168,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 543 N 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 543 N 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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