5360 Ragusa Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5360 Ragusa Loop, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2019
Square Footage	3,665 sqft Heated Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$450,000 (2021)
Tax Bill	$6,931.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`162531501400010670`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,665 sqft Heated Area
Gross Area	4,739 sqft Gross Area
1st Floor	1,480 sqft 1st Floor
Upper Floors	2,185 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Finished Garage
Garage Area	660 sqft Garage
Porch	Open Porch
Porch Area	414 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5360 RAGUSA LOOP
City	SAINT CLOUD
State	FL
Zip	34771-8044
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUNSET GROVE PH 1 PB 25 PGS 46-50 LOT 67
Legal Range	31E
Legal Township	25S
Legal Section	16
Legal Subdivision	SUNSET GROVE
Legal Phase	1
Legal Tract	5014
Legal Lot Number	67
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1018
Census Tract	43700

Owner

Source: Osceola County records · APN 162531501400010670

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5360 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jul 01, 2019	Grant Deed, Transfer · Veterans Administration Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Prior Sale	Jul 01, 2019 · Amount on Record
Deed Doc Number	2021055314
Deed Book / Page	5934 / 286
Record Refreshed	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 13, 2021
Property Address	5360 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044
Document Number	0059340286
Book / Page	5934 / 286
Map Reference	MB 25 PG 46-50
Instrument Date	Apr 05, 2021
Instrument	2021055314
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2881 SANDHILL RIDGE CT, KISSIMMEE, FL 34741-7448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5360 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044

Mortgage

Document Number	0005934287
Date	Apr 13, 2021
Instrument	5934/287

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 01, 2019
Property Address	5360 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044
Document Number	0055492294
Book / Page	005549 / 002294
Instrument Date	Jun 28, 2019
Instrument	84517
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	5360 RAGUSA LOOP ST CLOUD FL 347718044, ST CLOUD, FL 34771-8044

Mortgage

Document Number	55492298
Date	Jul 01, 2019
Book Page	005549/002298
Instrument	84518

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,931.00 (-2.38%) Homeowner's exemption	$489,700 (-2.86%) Land $80,000 Building $409,700	$489,700 (-2.86%) Land $80,000 Building $409,700
2023	$7,100.00 (+8.38%) Homeowner's exemption	$504,100 (+17.92%) Land $80,000 Building $424,100	$504,100 (+17.92%) Land $80,000 Building $424,100
2022	$6,551.00	$427,500 Land $55,000 Building $372,500	$427,500 Land $55,000 Building $372,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	About 1 in 332 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

5360 Ragusa Loop, Saint Cloud, FL 34771 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Ragusa Loop

Nearby Streets

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