Osceola County property record for 5364 Ragusa Loop, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,064 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Garage | Attached, 458 sqft |
| Last Sale | $385,000 (2026) |
| Tax Bill | $5,859.00 (2025) |
| Primary APN | 16-25-31-5014-0001-0650 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,064 sqft Living Area |
| Gross Area | 2,667 sqft Gross Area |
| 1st Floor | 2,064 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 458 sqft Garage |
| Porch Area | 145 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5364 RAGUSA LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8044 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUNSET GROVE PH 1 PB 25 PGS 46-50 LOT 65 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 16 |
| Legal Subdivision | SUNSET GROVE PH 1 |
| Legal Phase | 1 |
| Legal Block | 650 |
| Legal Lot Number | 65 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 43700 |
Source: Osceola County records · APN 16-25-31-5014-0001-0650
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7475 CLINTON MACON RD, CLINTON, MI 49236-9564 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jun 22, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage P N C BANK NA |
| Jul 28, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 05, 2019 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MOVEMENT MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 22, 2026 · Amount on Record |
| Deed Sale | Jun 22, 2026 · Amount on Record |
| Prior Sale | Mar 05, 2019 · Amount on Record |
| Deed Doc Number | 202681537 |
| Deed Book / Page | 6991 / 1715 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 22, 2026 |
| Property Address | 5364 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044 |
| Document Number | 0000081537 |
| Book / Page | 6991 / 1715 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 202681537 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | NEW BEGINNINGS TITLE CO LLC, NEW BEGINNINGS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $272,195.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7475 CLINTON MACON RD, CLINTON, MI 49236-9564 |
| Document Number | 0069911717, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 6991/1717 |
| Instrument | 202681538 |
| Name | P N C BANK NA |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5364 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5364 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044 |
| Document Number | 0062592778 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 6259/2778 |
| Instrument | 2022116458 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 01, 2062 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 05, 2019 |
| Property Address | 5364 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044 |
| Document Number | 0054860250 |
| Book / Page | 5486 / 0250 |
| Map Reference | MB 25 PG 46 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 2019027690 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412 |
| Name | Verified Name |
|---|---|
| Address | 5364 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044 |
| Document Number | 2019027691 |
|---|---|
| Date | Mar 05, 2019 |
| Instrument | 2019027691 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,859.00 (+8.36%) | $371,500 (-2.65%) Land $80,000 Building $291,500 | $371,500 (-2.65%) Land $80,000 Building $291,500 |
| 2023 | $5,407.00 (+13%) | $381,600 (+19.1%) Land $80,000 Building $301,600 | $381,600 (+19.1%) Land $80,000 Building $301,600 |
| 2022 | $4,785.00 | $320,400 Land $55,000 Building $265,400 | $320,400 Land $55,000 Building $265,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 332 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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