Osceola County property record for 5356 Ragusa Loop, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,820 sqft Living Area |
| Lot Size | 13,503 sqft (0.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $510,000 (2026) |
| Tax Bill | $4,477.00 (2025) |
| Primary APN | 16-25-31-5014-0001-0690 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,820 sqft Living Area |
| Gross Area | 3,455 sqft Gross Area |
| 1st Floor | 2,820 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,503 sqft (0.31 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 600 sqft Garage |
| Porch Area | 35 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5356 RAGUSA LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8044 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUNSET GROVE PH 1 PB 25 PGS 46-50 LOT 69 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 16 |
| Legal Subdivision | SUNSET GROVE PH 1 |
| Legal Phase | 1 |
| Legal Block | 690 |
| Legal Lot Number | 69 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 43700 |
Source: Osceola County records · APN 16-25-31-5014-0001-0690
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 BULWER PL, BROOKLYN, NY 11207-1903 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC |
| Oct 11, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage KWIK MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on Record |
| Deed Sale | Jun 15, 2026 · Amount on Record |
| Prior Sale | Oct 11, 2018 · Amount on Record |
| Deed Doc Number | 202678181 |
| Deed Book / Page | 6988 / 260 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 15, 2026 |
| Property Address | 5356 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044 |
| Document Number | 0000078181 |
| Book / Page | 6988 / 260 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202678181 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | CORNERSTONE TITLE GROUPE LLC, CORNERSTONE FIRST MORTGAGE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360,570.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 BULWER PL, BROOKLYN, NY 11207-1903 |
| Investor | Possibly a Property Investor |
| Document Number | 0000078182, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 202678182 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 11, 2018 |
| Property Address | 5356 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044 |
| Document Number | 0054161356 |
| Book / Page | 5416 / 1356 |
| Map Reference | MB25 PG46 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 2018153194 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,611.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 444 W NEW ENGLAND AVE, 444, WINTER PARK, FL 32789-4224 |
| Name | Verified Name |
|---|---|
| Address | 5356 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044 |
| Document Number | 2018153195 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | 2018153195 |
| Name | KWIK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 01, 2043 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,477.00 (+7.11%) Homeowner's exemption | $312,629 (+5.99%) | $434,700 (-2.71%) Land $80,000 Building $354,700 |
| 2023 | $4,180.00 (+4.06%) Homeowner's exemption | $294,970 (+3%) | $446,800 (+18.23%) Land $80,000 Building $366,800 |
| 2022 | $4,017.00 Homeowner's exemption | $286,379 | $377,900 Land $55,000 Building $322,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 303 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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