1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Ragusa Loop

5354 Ragusa Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5354 Ragusa Loop, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms5 Baths
Year BuiltBuilt 2018
Square Footage3,765 sqft Heated Area
Lot Size9,148 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$347,000 (2018)
Tax Bill$5,012.00 (2025)

Property Details

APN / Parcel Number

Primary APN162531501400010700

Interior

Bedrooms5 Beds
Full Baths5 Baths
Partial Baths1 Partial Baths
Building Area3,765 sqft Heated Area
Gross Area4,705 sqft Gross Area
1st Floor1,480 sqft 1st Floor
Upper Floors2,025 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,148 sqft (0.21 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area660 sqft Garage
FenceFence
Porch1 Porch
Porch Area540 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5354 RAGUSA LOOP
CitySAINT CLOUD
StateFL
Zip34771-8044
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUNSET GROVE PH 1 PB 25 PGS 46-50 LOT 70
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionSUNSET GROVE
Legal Phase1
Legal Tract5014
Legal Lot Number70
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records · APN 162531501400010700

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5354 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LOANS LLC
Jul 05, 2018Special Warranty Deed, Transfer · Veterans Administration Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 05, 2018 · Amount on Record
Deed SaleJul 05, 2018 · Amount on Record
Deed Doc Number2018102434
Deed Book / Page5361 / 1777
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5354 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059190210
DateMar 24, 2021
Book Page5919/210
Instrument2021043607
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

July 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 05, 2018
Property Address5354 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044
Document Number0053611777
Book / Page5361 / 1777
Map ReferenceMB25 OPG46
Instrument DateJun 29, 2018
Instrument2018102434
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,429.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

NameVerified Name
Address5354 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044

Mortgage

Document Number2018102435
DateJul 05, 2018
Instrument2018102435
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,012.00 (+7%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$356,222 (+5.99%)$492,100 (-2.82%) Land $80,000 Building $412,100
2023$4,684.00 (+3.95%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$336,100 (+3%)$506,400 (+17.58%) Land $80,000 Building $426,400
2022$4,506.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$326,311$430,700 Land $55,000 Building $375,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 72% of the US · above 56% of Florida
Wildfire LikelihoodAbout 1 in 303 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ragusa Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures