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5352 Ragusa Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5352 Ragusa Loop, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2018
Square Footage3,006 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$440,000 (2021)
Tax Bill$6,341.00 (2025)

Property Details

APN / Parcel Number

Primary APN162531501400010710

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area3,006 sqft Heated Area
Gross Area4,048 sqft Gross Area
1st Floor1,218 sqft 1st Floor
Upper Floors1,788 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.169 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area616 sqft Garage
FenceFence
PorchOpen Porch
Porch Area426 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5352 RAGUSA LOOP
CitySAINT CLOUD
StateFL
Zip34771-8044
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUNSET GROVE PH 1 PB 25 PGS 46-50 LOT 71
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionSUNSET GROVE
Legal Phase1
Legal Tract5014
Legal Lot Number71
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records · APN 162531501400010710

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address5352 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 18, 2018Special Warranty Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 26, 2021 · Amount on Record
Deed SaleFeb 26, 2021 · Amount on Record
Deed Doc Number0059071440
Deed Book / Page5352 / 0783
Prior Transfer DateJun 18, 2018
Prior Transfer Doc2018093789
Record RefreshedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5352 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057062736
DateApr 13, 2020
Book Page5706/2736
Instrument2020049754
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2050

June 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 18, 2018
Property Address5352 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044
Document Number0053520783
Book / Page5352 / 0783
Map ReferenceMB25 PG46
Instrument DateJun 14, 2018
Instrument2018093789
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,358.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

NameVerified Name
Address5352 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044

Mortgage

Document Number2018093790
DateJun 18, 2018
Instrument2018093790
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,341.00 (+6.54%) Homeowner's exemption$447,145 (+5.99%)$469,300 (-2.78%) Land $80,000 Building $389,300
2023$5,952.00 (+3.69%) Homeowner's exemption$421,888 (+3%)$482,700 (+17.85%) Land $80,000 Building $402,700
2022$5,740.00 Homeowner's exemption$409,600 Land $55,000 Building $354,600$409,600 Land $55,000 Building $354,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 72% of the US · above 56% of Florida
Wildfire LikelihoodAbout 1 in 303 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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