535 Prospect St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 535 Prospect St, Chicopee, MA 01020 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1952
Square Footage864 sqft Living Area
Lot Size8,472 sqft (0.194 acres)
GarageAttached
Last Sale$222,500 (2026)
Tax Bill$3,529.00 (2025)

Owner

Source: Hampden County and Chicopee City records · APN 669-00043

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address96 LYMAN ST, A, SOUTH HADLEY, MA 01075-2352
Owner TypeOwner is a Company
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
May 22, 2026Quit Claim Deed, Transfer · Stand Alone First Mortgage
COMMERCIAL LENDER LLC
May 26, 2022Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage
MORTGAGE NETWORK INC
Jun 03, 2020Quit Claim Deed, Transfer
BCP LOAN PARTNERS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 2026 · Amount on Record
Deed SaleMay 22, 2026 · Amount on Record
Prior SaleMay 26, 2022 · Amount on Record
Deed Doc Number2026242836
Prior Transfer DateMay 05, 2020
Prior Transfer Doc0000222047
Record RefreshedSep 20, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address535 PROSPECT ST, CHICOPEE, MA 01020-2221
Transaction TypeMortgage
Record UpdatedJun 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000238321
DateNov 21, 2024
Instrument238321
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term481 Months
DueDec 01, 2064

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateMay 22, 2026
Property Address535 PROSPECT ST, CHICOPEE, MA 01020-2221
Document Number0000242836
Instrument DateMay 05, 2026
Instrument2026242836
Transaction TypeTransfer
Record UpdatedJun 09, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

DateMay 22, 2026
Lender
NameCOMMERCIAL LENDER LLC
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Interest
Rate6.37%
Max Rate-1%

May 2022: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionCHICOPEE MA
Recording DateMay 26, 2022
Property Address535 PROSPECT ST, CHICOPEE, MA 01020-2221
Document Number0000230618
Instrument DateMay 26, 2022
Instrument230618
Transaction TypeTransfer
Record UpdatedJun 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address66 BONNER ST, CHICOPEE, MA 01013-1128

Mortgage

Document Number0000230619
DateMay 26, 2022
Instrument230619
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateJun 03, 2020
Property Address535 PROSPECT ST, CHICOPEE, MA 01020-2221
Document Number0000222047
Instrument DateMay 05, 2020
Instrument222047
Transaction TypeTransfer
Record UpdatedJun 24, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address66 BONNER ST CHICOPEE MA 010131128, CHICOPEE, MA 01013-1128

Mortgage

Document Number222048
DateJun 03, 2020
Instrument222048
Lender
NameBCP LOAN PARTNERS LLC
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,529.00 (+5.28%)$232,800 (+2.51%) Land $102,600 Building $130,200$221,160
2024$3,352.00 (+7.61%)$227,100 (+10.46%) Land $100,600 Building $126,500
2023$3,115.00$205,600 Land $91,400 Building $114,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN669-00043
Alternative APN
  • CHIC M:0669 P:00043

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms8 Rooms
Building Area864 sqft Living Area
Gross Area2,156 sqft Gross Area
1st Floor864 sqft 1st Floor
Basement Area521 sqft Basement
Unfinished Basement521 sqft Unfinished
Game RoomGame Room
Stories1 Stories

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch Style
Exterior MaterialAsbestos Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area8,472 sqft (0.194 acres)
Garage TypeAttached Garage
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number669-00043
Street Address535 PROSPECT ST
CityCHICOPEE
StateMA
Zip01020-2221
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionCHICOPEE MA
Minor Civil DivisionCHICOPEE
Census Blockgroup1
Census Block1013
Census Tract811301

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