505 Prospect St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 505 Prospect St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,614 sqft · built 1952
Lot Size	0.219 acres (9,558 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,995 (Sep 2026)
Tax Bill	$4,362 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`669-00029`

Property Details

APN / Parcel Number

Primary APN	`669-00029`
Alternative APN	`CHIC M:0669 P:00029`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,614 sqft Living Area
Gross Area	2,334 sqft
1st Floor Area	894 sqft
Basement Area	180 sqft
Unfinished Basement	180 sqft
Game Room	Game Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,558 sqft (0.219 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	669-00029
Street Address	505 PROSPECT ST
City	CHICOPEE
State	MA
Zip	01020-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1014
Census Tract	811301

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 DOWNEY ST, CHICOPEE, MA 01020-4701
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Quit Claim Deed, Transfer · Conventional Mortgage WESTFIELD BANK
Apr 14, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on Record
Deed Sale	Sep 10, 2026 · Amount on Record
Prior Sale	Apr 14, 2026 · Amount on Record
Deed Document Number	2026243804
Prior Transfer Date	Sep 4, 2026
Prior Transfer Doc	0000243804
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Sep 10, 2026
Property Address	505 PROSPECT ST, CHICOPEE, MA 01020-2236
Document Number	0000243804
Instrument Date	Sep 4, 2026
Instrument	2026243804
Transaction Type	Transfer
Record Updated	Sep 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39 DOWNEY ST, CHICOPEE, MA 01020-4701

Mortgage

Date	Sep 10, 2026

Lender

Name	WESTFIELD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Apr 14, 2026
Property Address	505 PROSPECT ST, CHICOPEE, MA 01020-2236
Document Number	0000242498
Instrument Date	Apr 13, 2026
Instrument	2026.242498
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Apr 14, 2026

Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,362.00 (+2.66%)	$286,200 (+2.1%) Land $118,600 Building $167,600	$329,641 (+30.06%)
2025	$4,249.00 (+5.41%)	$280,300 (+2.64%) Land $108,400 Building $171,900	$253,460
2024	$4,031.00 (+8.39%)	$273,100 (+11.24%) Land $106,300 Building $166,800
2023	$3,719.00	$245,500 Land $96,600 Building $148,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crossroads Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: Netafy, Xfinity.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures