522 Prospect St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 522 Prospect St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1955
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$3,660 (2025)
Deeds & Mortgages	Aug 2023 Sale Jan 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`669-00014`

Property Details

APN / Parcel Number

Primary APN	`669-00014`
Alternative APN	`CHIC M:0669 P:00014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	2,456 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	669-00014
Street Address	522 PROSPECT ST
City	CHICOPEE
State	MA
Zip	01020-2282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Legal Subdivision	PLAN 12181-30
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3022
Census Tract	811301

Owner

Source: Hampden County and Chicopee City records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 PROSPECT ST, CHICOPEE, MA 01020-2282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Warranty Deed, Transfer
Jan 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU
Mar 18, 2021	Warranty Deed, Transfer
Sep 6, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 5, 2019
Transfer Doc	0000000429
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 24, 2023
Property Address	522 PROSPECT ST, CHICOPEE, MA 01020-2282
Document Number	0000234631
Instrument Date	Aug 24, 2023
Instrument	234631
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 NAGLE ST, INDIAN ORCHARD, MA 01151-2136

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	522 PROSPECT ST, CHICOPEE, MA 01020-2282
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000229185
Date	Jan 18, 2022
Instrument	229185

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Mar 18, 2021
Property Address	522 PROSPECT ST, CHICOPEE, MA 01020-2282
Document Number	225520
Instrument Date	Mar 18, 2021
Instrument	225520
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 PROSPECT ST, CHICOPEE, MA 01020-2282

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Sep 6, 2019
Property Address	522 PROSPECT ST, CHICOPEE, MA 01020-2282
Document Number	0000219429
Instrument Date	Sep 5, 2019
Instrument	219429
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 NAGLE ST INDIAN ORCHARD MA 011512136, INDIAN ORCHARD, MA 01151-2136

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,660.00 (+5.26%)	$241,400 (+2.46%) Land $141,800 Building $99,600	$295,260
2024	$3,477.00 (+6.1%)	$235,600 (+8.92%) Land $139,000 Building $96,600
2023	$3,277.00	$216,300 Land $126,300 Building $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crossroads Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: Netafy, Xfinity.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures