558 Prospect St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 558 Prospect St, Chicopee, MA 01020 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	1 Beds
Bathrooms	2 Baths
Year Built	Built 1950
Square Footage	1,244 sqft Living Area
Lot Size	21,435 sqft (0.492 acres)
Occupancy	Owner Occupied
Last Sale	$153,000 (2013)
Tax Bill	$4,171.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`669-00010`
Alternative APN	`CHIC M:0669 P:00010`

Interior

Bedrooms	1 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,244 sqft Living Area
Gross Area	3,070 sqft Gross Area
1st Floor	1,244 sqft 1st Floor
Basement Area	1,244 sqft Basement
Unfinished Basement	1,244 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	21,435 sqft (0.492 acres)
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	669-00010
Street Address	558 PROSPECT ST
City	CHICOPEE
State	MA
Zip	01020-2282
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Jurisdiction	CHICOPEE MA
Minor Civil Division	CHICOPEE
Census Blockgroup	3
Census Block	3022
Census Tract	811301

Owner

Source: Hampden County and Chicopee City records · APN 669-00010

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	558 PROSPECT ST, CHICOPEE, MA 01020-2282
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2013 · Amount on Record
Deed Sale	Aug 23, 2013 · Amount on Record
Deed Doc Number	2013197348
Record Refreshed	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Recording Date	Jun 16, 2026
Property Address	558 PROSPECT ST, CHICOPEE, MA 01020-2282
Document Number	0000027641
Book / Page	26377 / 227
Instrument Date	Jun 09, 2026
Instrument	202627641
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 PROSPECT ST, CHICOPEE, MA 01020-2282

Mortgage

Document Number	0000027641,
Date	Jun 16, 2026
Book Page	26377/227
Instrument	202627641

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,171.00 (+5.41%)	$275,100 (+2.61%) Land $117,200 Building $157,900	$314,355
2024	$3,957.00 (+5.6%)	$268,100 (+8.41%) Land $114,900 Building $153,200
2023	$3,747.00	$247,300 Land $104,500 Building $142,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.