519 Prospect St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 519 Prospect St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 916 sqft · built 1952
Lot Size	0.225 acres (9,806 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jun 2026)
Tax Bill	$3,860 (2026)
Deeds & Mortgages	Jun 2026 Second Mortgage Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`669-00042`

Property Details

APN / Parcel Number

Primary APN	`669-00042`
Alternative APN	`CHIC M:0669 P:00042`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	916 sqft Living Area
Gross Area	2,234 sqft
1st Floor Area	916 sqft
Basement Area	916 sqft
Unfinished Basement	916 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,806 sqft (0.225 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	669-00042
Street Address	519 PROSPECT ST
City	CHICOPEE
State	MA
Zip	01020-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1013
Census Tract	811301

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	519 PROSPECT ST, CHICOPEE, MA 01020-2221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KING LENDING
Jun 5, 2026	Quit Claim Deed, Transfer · FHA Mortgage KING LENDING
Oct 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Jan 28, 2019	Warranty Deed, Mortgage · Conventional Mortgage NATIONS LNDG
Apr 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Oct 22, 2021 · Amount on Record
Deed Document Number	2026242979
Prior Transfer Date	Jan 25, 2019
Prior Transfer Doc	0000217160
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Recording Date	Jun 5, 2026
Property Address	519 PROSPECT ST, CHICOPEE, MA 01020-2221
Document Number	0000242981
Instrument Date	Jun 5, 2026
Instrument	2026242981
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 PROSPECT ST, CHICOPEE, MA 01020-2221
Investor	Possibly a Property Investor

Mortgage

Document Number	0000242981,
Date	Jun 5, 2026
Instrument	2026242981

Lender

Name	KING LENDING

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Rate	6.37%
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jun 5, 2026
Property Address	519 PROSPECT ST, CHICOPEE, MA 01020-2221
Document Number	0000242979
Instrument Date	Jun 3, 2026
Instrument	2026242979
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 PROSPECT ST, CHICOPEE, MA 01020-2221

Mortgage

Date	Jun 5, 2026

Lender

Name	KING LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	6.23%
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Oct 22, 2021
Property Address	519 PROSPECT ST, CHICOPEE, MA 01020-2221
Document Number	228173
Instrument Date	Oct 22, 2021
Instrument	228173
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	248-250 SOUTH ST # 1, 1, HOLYOKE, MA 01040

Mortgage

Document Number	228174
Date	Oct 22, 2021
Instrument	228174

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2019: Warranty Deed, Mortgage

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jan 28, 2019
Property Address	519 PROSPECT ST, CHICOPEE, MA 01020-2221
Document Number	0000217160
Instrument Date	Jan 25, 2019
Instrument	217160
Transaction Type	Mortgage
Record Updated	Feb 20, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 PROSPECT ST CHICOPEE MA 010202221, CHICOPEE, MA 01020-2221

Mortgage

Document Number	217161
Date	Jan 28, 2019
Instrument	217161

Lender

Name	NATIONS LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Apr 6, 2018
Property Address	519 PROSPECT ST, CHICOPEE, MA 01020-2221
Document Number	0000213992
Instrument Date	Apr 5, 2018
Instrument	213992
Transaction Type	Transfer
Record Updated	Apr 24, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 PROSPECT ST CHICOPEE MA 010202221, CHICOPEE, MA 01020-2221

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,860.00 (+6.22%)	$253,300 (+5.67%) Land $119,900 Building $133,400	$284,318 (+1.42%)
2025	$3,634.00 (+5.36%)	$239,700 (+2.57%) Land $109,700 Building $130,000	$280,345
2024	$3,449.00 (+7.78%)	$233,700 (+10.65%) Land $107,600 Building $126,100
2023	$3,200.00	$211,200 Land $97,700 Building $113,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crossroads Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: Netafy, Xfinity.

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