Jackson County property record for 535 E Beach Dr, Ocean Springs, MS 39564
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,619 sqft · built 2018 |
| Lot Size | 0.769 acres (33,541 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,901 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Apr 2017 Construction Loan |
| Flood Zone | Zone VE (high risk) |
| APN | 789.32-01-0201.00 |
| Primary APN | 789.32-01-0201.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,619 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 33,541 sqft (0.769 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 061523 |
|---|---|
| Street Address | 535 E BEACH DR |
| City | OCEAN SPRINGS |
| State | MS |
| Zip | 39564-5108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 77 LE MOYNE BEACH S/D PB 10-35 DB 1818-715 DB 1882-134 (201 MAP789.32-01) |
| Legal Range | 08W |
| Legal Township | 07S |
| Legal Section | 32 |
| Legal Subdivision | LE MOYNE BEACH |
| Legal Lot Number | 77 |
| Jurisdiction | JACKSON MS |
| Township / Civil Division | 5 |
| Census Block Group | 5 |
| Census Block | 5018 |
| Census Tract | 40600 |
535 E Beach Dr is owned and occupied by two individuals who acquired it in April 2018.
Source: Jackson County records, as of January 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 535 E BEACH DR, OCEAN SPRINGS, MS 39564-5108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2018 | Deed of Trust, Mortgage HANCOCK WHITNEY BANK |
| Apr 28, 2017 | Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2018 |
| Deed Sale | Apr 9, 2018 |
| Prior Sale | Oct 9, 2015 |
| Deed Document Number | 0001882134 |
| Deed Book / Page | 1796 / 627 |
| Prior Transfer Date | Jun 6, 2016 |
| Prior Transfer Doc | 201608463 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 535 E BEACH DR, OCEAN SPRINGS, MS 39564-5108 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003537/0000000436 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 0000003537/0000000436 |
| Instrument | 201819030 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 292 Months |
| Due | Jan 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 535 E BEACH DR, OCEAN SPRINGS, MS 39564-5108 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Title Company | PILGER TITLE |
| Name | Verified Name |
|---|
| Document Number | 003430/280 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 3430/280 |
| Instrument | 201706251 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2037 |
The 2025 property tax bill for 535 E Beach Dr was $8,901 with a homeowner's exemption, up 4.6% from the year before.
Source: Jackson County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jackson County |
| Municipality | Ocean Springs City |
| Unified School District | Ocean Springs School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,901.00 (+4.64%) Homeowner's exemption | $62,752 (+2.71%) Land $30,177 Building $32,575 | $627,522 (+2.71%) Land $301,770 Building $325,752 |
| 2024 | $8,506.00 (-1.06%) Homeowner's exemption | $61,099 (-) Land $29,369 Building $31,730 | $610,987 (-) Land $293,690 Building $317,297 |
| 2023 | $8,597.00 (-0.29%) Homeowner's exemption | $61,099 (-) Land $29,369 Building $31,730 | $610,987 (-) Land $293,690 Building $317,297 |
| 2022 | $8,622.00 Homeowner's exemption | $61,099 Land $29,369 Building $31,730 | $610,987 Land $293,690 Building $317,297 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 535 E Beach Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 20.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 178 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 178 in force |
| Nearby Flood Claims | 158 (1979–2026) |
| Claims Outside the SFHA | 81 of 158 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 535 E Beach Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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