615 E Beach Dr, Ocean Springs, MS 39564 Property Records

Jackson County property record for 615 E Beach Dr, Ocean Springs, MS 39564

Property Summary

Property TypeSingle Family Home
Details5 ba · 4,316 sqft · built 1975
Lot Size4.15 acres (181,210 sqft)
OwnerIndividual Name on Record
Tax Bill$14,983 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Jun 2022 Line of Credit
Flood ZoneZone X (moderate risk)
APN789.32-01-0035.00

Property Details

APN / Parcel Number

Primary APN789.32-01-0035.00
Alternative APNs
  • 60132040.000
  • 057675

Interior

Full Baths5 Baths
Stories1 Story
Building Area4,316 sqft Heated Area
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Exterior MaterialEIFS / Synthetic Stucco
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area181,210 sqft (4.15 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number057675
Street Address615 E BEACH DR
CityOCEAN SPRINGS
StateMS
Zip39564-5312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG SE COR LOT 22 HALSTEAD BAYOU S/D N 119' E 33' S TO N/M E BEACH DR W 222' N TO PT W OF POB E TO POB DB 936-525 DB 1482-203
Legal Range08W
Legal Township07S
Legal Section32
Legal SubdivisionHALSTEAD BAYOU
Legal Lot Number22
JurisdictionJACKSON MS
Township / Civil Division5
Census Block Group5
Census Block5009
Census Tract40600

Owner

Source: Jackson County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1916, BILOXI, MS 39533-1916
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2022Deed of Trust, Mortgage · Line of Credit
MERCHANTS & MARINE BANK
Jun 15, 2022Deed of Trust, Mortgage · Line of Credit
MERCHANTS & MARINE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2013
Deed SaleJan 11, 2013
Deed Document Number0001698407
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MS
Property Address615 E BEACH DR, OCEAN SPRINGS, MS 39564-5312
Transaction TypeMortgage
Record UpdatedJul 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003918/615
DateJun 28, 2022
Book Page3918/615
Instrument202214100
Lender
NameMERCHANTS & MARINE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term13 Months
DueJul 1, 2023
Interest
Rate TypeAdjustable Rate

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MS
Property Address615 E BEACH DR, OCEAN SPRINGS, MS 39564-5312
Transaction TypeMortgage
Record UpdatedJul 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003915/267
DateJun 15, 2022
Book Page3915/267
Instrument202212941
Lender
NameMERCHANTS & MARINE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term13 Months
DueJul 1, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyJackson County
MunicipalityOcean Springs City
Unified School DistrictOcean Springs School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,983.00 (+0.62%) Homeowner's exemption Senior Citizen's exemption$122,351 (+5.91%) Land $59,223 Building $63,128$1,223,511 (+5.91%) Land $592,230 Building $631,281
2024$14,890.00 (-1.02%) Homeowner's exemption Senior Citizen's exemption$115,521 (-1.2%) Land $57,637 Building $57,884$1,155,209 (-1.2%) Land $576,370 Building $578,839
2023$15,044.00 (-0.27%) Homeowner's exemption Senior Citizen's exemption$116,919 (+5.52%) Land $57,637 Building $59,282$1,169,188 (-) Land $576,370 Building $592,818
2022$15,085.00 Homeowner's exemption Senior Citizen's exemption$110,806$1,169,188 Land $576,370 Building $592,818

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 178 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies178 in force
Nearby Flood Claims158 (1979–2026)
Claims Outside the SFHA81 of 158
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Zeta, Oct 2020 · 9 claims
  • Hurricane Katrina, Sep 2005 · 91 claims
  • Hurricane Georges, Sep 1998 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

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