517 E Beach Dr, Ocean Springs, MS 39564 Property Records

Jackson County property record for 517 E Beach Dr, Ocean Springs, MS 39564

Property Summary

Property TypeSingle Family Home
Details5 ba · 5,685 sqft · built 2014
Lot Size1.07 acres (46,609 sqft)
OwnerIndividual Name on File
Tax Bill$16,908 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Aug 2020 Refinance
Flood ZoneZone AE (high risk)
APN789.32-02-0001.16

Property Details

APN / Parcel Number

Primary APN789.32-02-0001.16
Alternative APNs
  • 61466012.000
  • 084272

Interior

Full Baths5 Baths
Stories1 Story
Building Area5,685 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialFiber Cement Siding
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialMetal
Lot Area46,609 sqft (1.07 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number084272
Street Address517 E BEACH DR
CityOCEAN SPRINGS
StateMS
Zip39564-5108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM SWC LOT 4 WATERSEDGE S/D N 69*W 385.88' TO POB S 484.34' 484.34' TO N/M EAST BEACH DR N M/L TO N/M EAST BEACH DR N60*W 11
Legal Range08W
Legal Township07S
Legal Section32
Legal SubdivisionWATERSEDGE
Legal Lot Number4
JurisdictionJACKSON MS
Township / Civil Division5
Census Block Group5
Census Block5006
Census Tract40600

Owner

517 E Beach Dr is owned and occupied by an individual who acquired it in November 2013.

Source: Jackson County records, as of March 19, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address517 E BEACH DR, OCEAN SPRINGS, MS 39564-5108
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2017Deed of Trust, Mortgage · Line of Credit
HANCOCK BANK
Aug 20, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
KEESLER FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2013
Deed SaleNov 14, 2013
Deed Document Number0000173068
Deed Book / Page1730 / 68
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MS
Property Address517 E BEACH DR, OCEAN SPRINGS, MS 39564-5108
Transaction TypeMortgage
Record UpdatedNov 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003461/407
DateSep 13, 2017
Book Page3461/407
Instrument201714135
Lender
NameHANCOCK BANK
TypeBank
AddressOCEAN SPRINGS, MS 39564
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueAug 23, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MS
Property Address517 E BEACH DR, OCEAN SPRINGS, MS 39564-5108
Transaction TypeMortgage
Record UpdatedNov 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003700/125
DateAug 20, 2020
Book Page3700/125
Instrument202017945
Lender
NameKEESLER FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueSep 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 517 E Beach Dr was $16,908 with a homeowner's exemption, down 17.1% from the year before.

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyJackson County
MunicipalityOcean Springs City
Unified School DistrictOcean Springs School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,908.00 (-17.06%) Homeowner's exemption$117,957 (-17.81%) Land $25,514 Building $92,443$1,179,565 (-17.81%) Land $255,140 Building $924,425
2024$20,385.00 (-1.04%) Homeowner's exemption$143,509 (-) Land $24,831 Building $118,678$1,435,093 (-) Land $248,310 Building $1,186,783
2023$20,599.00 (+55.75%) Homeowner's exemption$143,509 (+54.93%) Land $24,831 Building $118,678$1,435,093 (+54.93%) Land $248,310 Building $1,186,783
2022$13,226.00 Homeowner's exemption$92,631 Land $24,831 Building $67,800$926,312 Land $248,310 Building $678,002

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 517 E Beach Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation18.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 178 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies178 in force
Nearby Flood Claims158 (1979–2026)
Claims Outside the SFHA81 of 158
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Zeta, Oct 2020 · 9 claims
  • Hurricane Katrina, Sep 2005 · 91 claims
  • Hurricane Georges, Sep 1998 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 517 E Beach Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

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