Jackson County property record for 515 E Beach Dr, Ocean Springs, MS 39564
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 7,438 sqft · built 2020 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,976,100 (Mar 2021) |
| Tax Bill | $24,151 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 789.32-02-0003.00 |
| Primary APN | 789.32-02-0003.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 7,438 sqft Heated Area |
| Gross Area | 4,190 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 130,680 sqft (3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 515 E BEACH DR |
|---|---|
| City | OCEAN SPRINGS |
| State | MS |
| Zip | 39564-5108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 60132070.000 |
| Legal Range | 8W |
| Legal Township | 7S |
| Legal Section | 32 |
| Jurisdiction | JACKSON MS |
| Township / Civil Division | 5 |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 40600 |
Source: Jackson County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 515 E BEACH DR, OCEAN SPRINGS, MS 39564-5108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMUNITY BANK |
| Mar 22, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2021 · Amount on Record |
| Deed Sale | Mar 22, 2021 · Amount on Record |
| Prior Sale | Aug 13, 2015 · Amount on Record |
| Deed Document Number | 20216865 |
| Deed Book / Page | 2015 / 396 |
| Prior Transfer Date | Mar 17, 2021 |
| Prior Transfer Doc | 002015/396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 515 E BEACH DR, OCEAN SPRINGS, MS 39564-5108 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 003768/266 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 3768/266 |
| Instrument | 202106866 |
| Name | COMMUNITY BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MS |
| Recording Date | Mar 22, 2021 |
| Property Address | 515 E BEACH DR, OCEAN SPRINGS, MS 39564-5108 |
| Document Number | 002015/396 |
| Book / Page | 2015 / 396 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 202106865 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 515 E BEACH DR, OCEAN SPRINGS, MS 39564-5108 |
Source: Jackson County assessment roll, as of March 20, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jackson County |
| Municipality | Ocean Springs City |
| Unified School District | Ocean Springs School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,151.00 (+3.52%) Homeowner's exemption | $167,892 (+2.42%) Land $54,711 Building $113,181 | $1,678,917 (+2.42%) Land $547,110 Building $1,131,807 |
| 2024 | $23,329.00 (-1.04%) Homeowner's exemption | $163,932 (-) Land $53,246 Building $110,686 | $1,639,324 (-) Land $532,460 Building $1,106,864 |
| 2023 | $23,573.00 (-1.16%) Homeowner's exemption | $163,932 (-0.87%) Land $53,246 Building $110,686 | $1,639,324 (-0.87%) Land $532,460 Building $1,106,864 |
| 2022 | $23,850.00 Homeowner's exemption | $165,379 Land $53,246 Building $112,133 | $1,653,794 Land $532,460 Building $1,121,334 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 178 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 178 in force |
| Nearby Flood Claims | 158 (1979–2026) |
| Claims Outside the SFHA | 81 of 158 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.7% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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