Jackson County property record for 521 E Beach Dr, Ocean Springs, MS 39564
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,609 sqft · built 2016 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,837,500 (Jun 2020) |
| Tax Bill | $13,672 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2018 Mortgage + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | 789.32-02-0001.14 |
| Primary APN | 789.32-02-0001.14 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,609 sqft Heated Area |
| Gross Area | 3,916 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 53,143 sqft (1.22 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 521 E BEACH DR |
|---|---|
| City | OCEAN SPRINGS |
| State | MS |
| Zip | 39564-5108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 SEASIDE AT EAST BEACH S/D PH I PB 24-37 DB 1897-372 DB 1898-820 DB 1977-610 DB 1978-443 (1.14 MAP789.32-02) |
| Legal Range | 8W |
| Legal Township | 7S |
| Legal Section | 32 |
| Legal Subdivision | SEASIDE AT EAST BEACH |
| Legal Phase | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | JACKSON MS |
| Township / Civil Division | 5 |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 40600 |
521 E Beach Dr is owned by a company that bought it in June 2020 and is owner-occupied.
Source: Jackson County records, as of March 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 521 E BEACH DR, OCEAN SPRINGS, MS 39564-5108 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage BANCORPSOUTH BANK |
| Aug 3, 2018 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Jul 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANCORPSOUTH BANK |
| Aug 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANCORPSOUTH BANK |
| Jun 9, 2020 | Warranty Deed, Transfer |
| Jun 2, 2020 | Warranty Deed, Transfer |
| Aug 3, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2020 · Amount on File |
| Deed Sale | Jun 2, 2020 · Amount on File |
| Prior Sale | Aug 15, 2018 |
| Deed Document Number | 202010394 |
| Deed Book / Page | 1977 / 610 |
| Prior Transfer Date | May 22, 2020 |
| Prior Transfer Doc | 001977/610 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 521 E BEACH DR, OCEAN SPRINGS, MS 39564-5108 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 003675/152 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 3675/152 |
| Instrument | 202010395 |
| Name | BANCORPSOUTH BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 521 E BEACH DR, OCEAN SPRINGS, MS 39564-5108 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003528/0000000816 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 0000003528/0000000816 |
| Instrument | 201815172 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 353 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 521 E BEACH DR, OCEAN SPRINGS, MS 39564-5108 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003808/526 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 3808/526 |
| Instrument | 202117538 |
| Name | BANCORPSOUTH BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 521 E BEACH DR, OCEAN SPRINGS, MS 39564-5108 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003823/390 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 3823/390 |
| Instrument | 202121566 |
| Name | BANCORPSOUTH BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MS |
| Recording Date | Jun 9, 2020 |
| Property Address | 521 E BEACH DR, OCEAN SPRINGS, MS 39564-5108 |
| Document Number | 001978/443 |
| Book / Page | 1978 / 443 |
| Instrument Date | May 27, 2020 |
| Instrument | 202011096 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 E BEACH DR, OCEAN SPRINGS, MS 39564-5108 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MS |
| Recording Date | Jun 2, 2020 |
| Property Address | 521 E BEACH DR, OCEAN SPRINGS, MS 39564-5108 |
| Document Number | 001977/610 |
| Book / Page | 1977 / 610 |
| Instrument Date | May 22, 2020 |
| Instrument | 202010394 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 E BEACH DR, OCEAN SPRINGS, MS 39564-5108 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MS |
| Recording Date | Aug 3, 2018 |
| Property Address | 521 E BEACH DR, OCEAN SPRINGS, MS 39564-5108 |
| Document Number | 1897/372 |
| Book / Page | 1897 / 372 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 201815171 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
The 2025 property tax bill for 521 E Beach Dr was $13,672 with a homeowner's exemption, up 5.5% from the year before.
Source: Jackson County assessment roll, as of March 20, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jackson County |
| Municipality | Ocean Springs City |
| Unified School District | Ocean Springs School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,672.00 (+5.49%) Homeowner's exemption | $95,648 (+3.97%) Land $35,775 Building $59,873 | $956,484 (+3.97%) Land $357,750 Building $598,734 |
| 2024 | $12,960.00 (-1.05%) Homeowner's exemption | $92,000 (-) Land $34,817 Building $57,183 | $919,996 (-) Land $348,170 Building $571,826 |
| 2023 | $13,097.00 (-0.28%) Homeowner's exemption | $92,000 (-) Land $34,817 Building $57,183 | $919,996 (-) Land $348,170 Building $571,826 |
| 2022 | $13,134.00 Homeowner's exemption | $92,000 Land $34,817 Building $57,183 | $919,996 Land $348,170 Building $571,826 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 521 E Beach Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 178 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 178 in force |
| Nearby Flood Claims | 158 (1979–2026) |
| Claims Outside the SFHA | 81 of 158 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 E Beach Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures