534 University Ave, Elyria, OH 44035 Property Records

Lorain County property record for 534 University Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,829 sqft · built 1970
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$99,900 (Jun 2014)
Tax Bill	$1,478 (2025)
Deeds & Mortgages	Jun 2022 Sale & Reverse Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-002-111-023`

Property Details

APN / Parcel Number

Primary APN	`06-25-002-111-023`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,829 sqft Living Area
Gross Area	2,270 sqft
1st Floor Area	1,829 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	129 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	88 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	534 UNIVERSITY AVE
City	ELYRIA
State	OH
Zip	44035-7237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKWOOD ESTATES 1 67.23 X 128.94
Legal Subdivision	PARKWOOD ESTATES 1
Legal Tract	25
Legal Block	111
Legal Lot Number	1
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1008
Census Tract	71201

Owner

Source: Lorain County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	534 UNIVERSITY AVE, ELYRIA, OH 44035-7237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Warranty Deed, Transfer · Reverse Mortgage THIRD FSLA OF CLEVELAND
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 4, 2019	Affidavit of Death, Transfer NOT AVAILABLE
Dec 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2014 · Amount on Record
Deed Sale	Jun 6, 2014 · Amount on Record
Prior Sale	Dec 16, 2011 · Amount on Record
Deed Document Number	2014507366
Last Transfer Date	May 27, 2021
Transfer Doc	0000855615
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 24, 2022
Property Address	534 UNIVERSITY AVE, ELYRIA, OH 44035-7237
Document Number	0000880729
Map Reference	VOL 25 PG 51
Instrument Date	Jun 21, 2022
Instrument	2022-0880729
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 UNIVERSITY AVE, ELYRIA, OH 44035-7237

Mortgage

Document Number	0000880865
Date	Jun 27, 2022
Instrument	2022-0880865

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	534 UNIVERSITY AVE, ELYRIA, OH 44035-7237
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210844447
Date	Oct 15, 2021
Instrument	2021-0844447

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Dec 27, 2021
Property Address	534 UNIVERSITY AVE, ELYRIA, OH 44035-7237
Document Number	0000855615
Instrument Date	May 27, 2021
Instrument	2021-0855615
Transaction Type	Transfer
Record Updated	Jan 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	534 UNIVERSITY AVE, ELYRIA, OH 44035-7237

Mortgage

Document Number	0000855616
Date	Dec 27, 2021
Instrument	2021-0855616

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jun 1, 2051

June 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LORAIN OH
Recording Date	Jun 4, 2019
Property Address	534 UNIVERSITY AVE, ELYRIA, OH 44035-7237
Document Number	0000717008
Instrument Date	Jun 4, 2019
Instrument	717008
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 UNIVERSITY AVE ELYRIA OH 440357237, ELYRIA, OH 44035-7237

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	534 UNIVERSITY AVE, ELYRIA, OH 44035-7237
Document Number	0000655131
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	534 UNIVERSITY AVE ELYRIA OH 440357237, ELYRIA, OH 44035-7237

Mortgage

Document Number	0000655131
Date	Dec 15, 2017
Instrument	655131

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2047

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,478.00 Homeowner's exemption	$52,210 (-0.01%) Land $6,860 Building $45,350	$149,180 (-) Land $19,600 Building $129,580
2024	$1,478.00 (-10.96%)	$52,213 (+31.75%) Land $6,860 Building $45,353	$149,180 (+31.75%) Land $19,600 Building $129,580
2023	$1,660.00 (-1.01%)	$39,631 (-0.02%) Land $5,985 Building $33,646	$113,230 (-) Land $17,100 Building $96,130
2022	$1,677.00	$39,640 Land $5,990 Building $33,650
2021			$113,230 Land $17,100 Building $96,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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