546 University Ave, Elyria, OH 44035 Property Records

Lorain County property record for 546 University Ave, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,904 sqft · built 1969
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$137,000 (Apr 2016)
Tax Bill$2,128 (2025)
Deeds & MortgagesSep 2021 Second Mortgage
Flood ZoneZone X (minimal risk)
APN06-25-002-111-042

Property Details

APN / Parcel Number

Primary APN06-25-002-111-042

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,904 sqft Living Area
1st Floor Area1,444 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area8,276 sqft (0.189 acres)
Lot Dimensions130 ft deep x 65 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Patio Area180 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address546 UNIVERSITY AVE
CityELYRIA
StateOH
Zip44035-7250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARKWOOD ESTATES 1 84.74 X 130.27
Legal SubdivisionPARKWOOD ESTATES #1
Legal Tract25
Legal Block111
Legal Lot Number20
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group1
Census Block1008
Census Tract71201

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address546 UNIVERSITY AVE, ELYRIA, OH 44035-7250
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2016 · Amount on Record
Deed SaleApr 6, 2016 · Amount on Record
Prior SaleOct 29, 2009 · Amount on Record
Deed Document Number2016001390
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address546 UNIVERSITY AVE, ELYRIA, OH 44035-7250
Transaction TypeMortgage
Record UpdatedSep 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address546 UNIVERSITY AVE, ELYRIA, OH 44035-7250

Mortgage

Document Number20210838297
DateSep 9, 2021
Instrument2021-0838297
Lender
NameNORTHWEST BANK
TypeBank
AddressWARREN, PA 16365
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term119 Months
DueAug 30, 2031

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,128.00$66,000 (-) Land $12,300 Building $53,700$188,570 (-) Land $35,150 Building $153,420
2024$2,128.00 (-8.9%)$66,000 (+26.83%) Land $12,303 Building $53,697$188,570 (+26.83%) Land $35,150 Building $153,420
2023$2,336.00 (-0.6%)$52,039 (%) Land $5,366 Building $46,673$148,680 (-) Land $15,330 Building $133,350
2022$2,350.00$52,040 Land $5,370 Building $46,670
2021$148,680 Land $15,330 Building $133,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20

May also be available: T-Mobile.

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