Lorain County property record for 460 University Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,270 sqft · built 1968 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $163,000 (Aug 2018) |
| Tax Bill | $3,665 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Oct 2024 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-003-107-059 |
| Primary APN | 06-25-003-107-059 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,270 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Basement Area | 1,468 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 140 ft deep x 59 ft wide |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Porch | Open Frame Porch |
| Porch Area | 48 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 460 UNIVERSITY AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY HTS 3 REV 59 X 140 |
| Legal Subdivision | UNIVERSITY HTS 3 |
| Legal Tract | 25 |
| Legal Block | 107 |
| Legal Lot Number | 180 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 71100 |
Source: Lorain County records, as of May 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 460 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit LAKE COUNTY EDUCATIONAL FCU |
| Oct 18, 2024 | Deed of Trust, Mortgage · VA Mortgage LIBERTY 1 LENDING INC |
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 17, 2019 | Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND |
| May 13, 2019 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Aug 17, 2018 | Grant Deed, Transfer · VA Mortgage BANK OF ENGLAND |
| Aug 16, 2018 | Deed of Trust, Mortgage BANK OF ENGLAND |
| Jan 17, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2018 · Amount on Record |
| Deed Sale | Aug 17, 2018 · Amount on Record |
| Prior Sale | Feb 7, 2011 · Amount on Record |
| Deed Document Number | 2018684240 |
| Last Transfer Date | May 11, 2019 |
| Transfer Doc | 20190714304 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 460 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 460 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Document Number | 0000889169 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 2022-0889169 |
| Name | LAKE COUNTY EDUCATIONAL FCU |
|---|---|
| Type | Credit Union |
| Address | PAINESVILLE, OH 44077 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 460 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 460 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Document Number | 0000030265 |
|---|---|
| Date | Oct 18, 2024 |
| Instrument | 2024-0030265 |
| Name | LIBERTY 1 LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LIVONIA, MI 48150 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 460 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000817106 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021-0817106 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 460 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 20210817106 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021-0817106 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 460 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Document Number | 0000731285 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 460 UNIVERSITY AVE ELYRIA OH 440357156, ELYRIA, OH 44035-7156 |
| Document Number | 0000731285 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 731285 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 13, 2019 |
| Property Address | 460 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Document Number | 0000714304 |
| Instrument Date | May 11, 2019 |
| Instrument | 714304 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 460 UNIVERSITY AVE ELYRIA OH 440357156, ELYRIA, OH 44035-7156 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 17, 2018 |
| Property Address | 460 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Document Number | 0000684240 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 684240 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 460 UNIVERSITY AVE ELYRIA OH 440357156, ELYRIA, OH 44035-7156 |
| Document Number | 684241 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 684241 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 460 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Document Number | 0000714951 |
| Instrument Date | Aug 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 460 UNIVERSITY AVE ELYRIA OH 440357156, ELYRIA, OH 44035-7156 |
| Document Number | 0000714951 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 714951 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 15, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 460 UNIVERSITY AVE, ELYRIA, OH 44035-7156 |
| Document Number | 0000659795 |
| Instrument Date | Jan 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 460 UNIVERSITY AVE ELYRIA OH 440357156, ELYRIA, OH 44035-7156 |
| Document Number | 0000659795 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 659795 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,665.00 (+0.16%) Homeowner's exemption | $77,320 (+0.01%) Land $11,600 Building $65,720 | $220,900 (-) Land $33,130 Building $187,770 |
| 2024 | $3,659.00 (+21.93%) | $77,315 (+42.33%) Land $11,596 Building $65,720 | $220,900 (+42.33%) Land $33,130 Building $187,770 |
| 2023 | $3,001.00 (+1.49%) | $54,320 (-0.02%) Land $10,115 Building $44,205 | $155,200 (-) Land $28,900 Building $126,300 |
| 2022 | $2,957.00 | $54,330 Land $10,120 Building $44,210 | |
| 2021 | $155,200 Land $28,900 Building $126,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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