547 University Ave, Elyria, OH 44035 Property Records

Lorain County property record for 547 University Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,352 sqft · built 1969
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Sep 2015)
Tax Bill	$3,218 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-002-113-004`

Property Details

APN / Parcel Number

Primary APN	`06-25-002-113-004`
Alternative APN	`012894-0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	2,564 sqft
1st Floor Area	1,352 sqft
Basement Area	728 sqft
Family Room	Family Room

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2004
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	138 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	012894-0
Street Address	547 UNIVERSITY AVE
City	ELYRIA
State	OH
Zip	44035-7236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKWOOD EST #1 FRNT 0075.17 DPTH 0138.22 LOT # 23
Legal Subdivision	PARKWOOD EST 1
Legal Tract	25
Legal Block	113
Legal Lot Number	23
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1000
Census Tract	71202

Owner

547 University Ave is owned and occupied by an individual who bought it in September 2015.

Source: Lorain County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	547 UNIVERSITY AVE, ELYRIA, OH 44035-7236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2015 · Amount on File
Deed Sale	Sep 1, 2015 · Amount on File
Prior Sale	Apr 28, 1995 · Amount on File
Deed Document Number	2015558078
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	547 UNIVERSITY AVE, ELYRIA, OH 44035-7236
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210807870
Date	Mar 17, 2021
Instrument	2021-0807870

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	295 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 547 University Ave was $3,218.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,218.00	$68,000 (+0.01%) Land $13,440 Building $54,560	$194,270 (-) Land $38,390 Building $155,880
2024	$3,218.00 (+31.78%)	$67,995 (+54.26%) Land $13,437 Building $54,558	$194,270 (+54.26%) Land $38,390 Building $155,880
2023	$2,442.00 (+0.7%)	$44,079 (%) Land $11,718 Building $32,361	$125,940 Land $33,480 Building $92,460
2022	$2,425.00	$44,080 Land $11,720 Building $32,360
2021			$125,940 Land $33,480 Building $92,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 547 University Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 547 University Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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