461 University Ave, Elyria, OH 44035 Property Records

Lorain County property record for 461 University Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,740 sqft · built 1966
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Dec 2015)
Tax Bill	$3,308 (2025)
Deeds & Mortgages	May 2021 Second Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-25-003-109-058`

Property Details

APN / Parcel Number

Primary APN	`06-25-003-109-058`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,740 sqft Living Area
1st Floor Area	960 sqft
2nd Floor Area	780 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	63 sqft
Deck Area	589 sqft
Patio Area	589 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	461 UNIVERSITY AVE
City	ELYRIA
State	OH
Zip	44035-7155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIV HTS 3 REV 60 X 140
Legal Subdivision	UNIVERSITY HEIGHTS SUBDIVISION #3
Legal Tract	25
Legal Block	109
Legal Lot Number	231
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3014
Census Tract	71100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	461 UNIVERSITY AVE, ELYRIA, OH 44035-7155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 6, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2015 · Amount on Record
Deed Sale	Dec 23, 2015 · Amount on Record
Prior Sale	Dec 23, 2015
Deed Document Number	2015095831
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	461 UNIVERSITY AVE, ELYRIA, OH 44035-7155
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210820208
Date	May 28, 2021
Instrument	2021-0820208

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	AVON, OH 44011

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 20, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	461 UNIVERSITY AVE, ELYRIA, OH 44035-7155
Document Number	0000726378
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 UNIVERSITY AVE ELYRIA OH 440357155, ELYRIA, OH 44035-7155
Investor	Possibly a Property Investor

Mortgage

Document Number	0000726378
Date	Aug 16, 2019
Instrument	726378

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	AVON, OH 44011

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Aug 15, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,308.00 (+16.19%)	$70,240 (+34.41%) Land $11,800 Building $58,440	$200,680 (+34.4%) Land $33,700 Building $166,980
2023	$2,847.00 (+0.35%)	$52,259 (%) Land $10,283 Building $41,976	$149,310 (-) Land $29,380 Building $119,930
2022	$2,837.00	$52,260 Land $10,280 Building $41,980
2021			$149,310 Land $29,380 Building $119,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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