Whatcom County property record for 5337 Elder Rd, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 2,153 sqft · built 1920 |
| Lot Size | 1.94 acres (84,506 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $735,000 (May 2025) |
| Tax Bill | $5,060 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 390127-522029-0000 |
| Primary APN | 390127-522029-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,971 sqft Living Area |
| Gross Area | 2,153 sqft |
| 1st Floor Area | 1,131 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Multi-Level |
| Exterior Material | Siding Sheathing |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 84,506 sqft (1.94 acres) |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 182 sqft |
| Deck Area | 408 sqft |
| Storage Building | 204 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 88734 |
|---|---|
| Street Address | 5337 ELDER RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | E 190 FT OF S 517 FT OF SE SE-LESS RDS |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 27 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 10504 |
Source: Whatcom County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5337 ELDER RD, FERNDALE, WA 98248-9515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RIVERMARK COMMUNITY CU |
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU |
| Mar 25, 2019 | Deed of Trust, Mortgage · Conventional with PMI BANK OF THE PACIFIC |
| Jun 26, 2018 | Deed of Trust, Mortgage · Line of Credit RIVERMARK CMNTY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2025 · Amount on Record |
| Deed Sale | May 15, 2025 · Amount on Record |
| Prior Sale | Dec 30, 2016 · Amount on Record |
| Deed Document Number | 20251235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5337 ELDER RD, FERNDALE, WA 98248-9515 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|
| Document Number | 0000700611 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 2021-0700611 |
| Name | RIVERMARK COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERTON, OR 97008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5337 ELDER RD, FERNDALE, WA 98248-9515 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000102299 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022-0102299 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5337 ELDER RD, FERNDALE, WA 98248-9515 |
| Document Number | 2190302718 |
| Instrument Date | Mar 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 6337 ELDER RD FERNDALE WA 98248, FERNDALE, WA 98248 |
| Document Number | 2190302718 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 302718 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98225 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5337 ELDER RD, FERNDALE, WA 98248-9515 |
| Document Number | 2180700438 |
| Instrument Date | Jun 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 5337 ELDER RD FERNDALE WA 982489515, FERNDALE, WA 98248-9515 |
| Document Number | 2180700438 |
|---|---|
| Date | Jul 5, 2018 |
| Instrument | 700438 |
| Name | RIVERMARK CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERTON, OR 97076-4044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 4, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,060.00 (+26.31%) | $765,268 (+32.55%) Land $282,265 Building $483,003 | $765,268 (+32.55%) Land $282,265 Building $483,003 |
| 2022 | $577,339 Land $223,500 Building $353,839 | $577,339 Land $223,500 Building $353,839 | |
| 2021 | $4,006.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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