Whatcom County property record for 5343 Elder Rd, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,450 sqft · built 1969 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $530,000 (Aug 2021) |
| Tax Bill | $4,266 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 390127-522058-0000 |
| Primary APN | 390127-522058-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| Gross Area | 2,094 sqft |
| 1st Floor Area | 1,450 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Metal |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Concrete/Metal Slab |
|---|---|
| Porch Area | 25 sqft |
| Deck Area | 240 sqft |
| Storage Building | 384 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 88735 |
|---|---|
| Street Address | 5343 ELDER RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | N 156 FT OF E 190 FT OF S 673 FT OF SE SE-LESS RDS |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 27 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 10504 |
5343 Elder Rd is owned and occupied by an individual who bought it in August 2021.
Source: Whatcom County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5343 ELDER RD, FERNDALE, WA 98248-9515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on File |
| Deed Sale | Aug 31, 2021 · Amount on File |
| Prior Sale | Aug 31, 2021 · Amount on File |
| Deed Document Number | 20214773 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 31, 2021 |
| Property Address | 5343 ELDER RD, FERNDALE, WA 98248-9515 |
| Document Number | 20210804773 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021-0804773 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,539.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5343 ELDER RD, FERNDALE, WA 98248-9515 |
| Document Number | 20210804774 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021-0804774 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 5343 Elder Rd was $4,266.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,266.00 | $561,048 Land $226,600 Building $334,448 | $561,048 Land $226,600 Building $334,448 |
| 2022 | $495,188 Land $200,000 Building $295,188 | $495,188 Land $200,000 Building $295,188 | |
| 2021 | $592.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5343 Elder Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5343 Elder Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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