Whatcom County property record for 5369 Elder Rd, Ferndale, WA 98248
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 1,777 sqft · built 1990 |
| Lot Size | 4.55 acres (198,634 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $235,280 (Aug 2006) |
| Tax Bill | $4,008 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 59871 |
| Primary APN | 59871 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,777 sqft Living Area |
| 1st Floor Area | 1,777 sqft |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Mobile Home |
| Exterior Material | Combination |
| Roof Material | Metal |
| Lot Area | 198,634 sqft (4.55 acres) |
| Deck Area | 440 sqft |
| Storage Building | 252 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 59871 |
|---|---|
| Street Address | 5369 ELDER RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9515 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R5A |
| Legal Description | LOT 2 BRESLIN SHORT PLAT AS REC BOOK 20 SHORT PLATS PG 31-EXC 1/2 OIL-GAS-MIN RTS AS RES IN VOL 349-D-253-SUBJ TO ESMT TO ELD |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 27 |
| Legal Subdivision | BRESLIN SHORT PLAT |
| Legal Lot Number | 2 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 10504 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 5369 ELDER RD, FERNDALE, WA 98248-9515 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2006 · Amount on Record |
| Deed Sale | Aug 14, 2006 · Amount on Record |
| Prior Sale | Aug 14, 2006 · Amount on Record |
| Deed Document Number | 2060802133 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5369 ELDER RD, FERNDALE, WA 98248-9515 |
| Document Number | 2200604184 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5369 ELDER RD FERNDALE WA 982489515, FERNDALE, WA 98248-9515 |
| Document Number | 2200604184 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 604184 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2050 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,008.00 (+20.4%) Additional exemption filed | $514,699 (+14.89%) Land $286,076 Building $228,623 | $514,699 (+14.89%) Land $286,076 Building $228,623 |
| 2022 | $447,993 Land $249,000 Building $198,993 | $447,993 Land $249,000 Building $198,993 | |
| 2021 | $3,329.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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