Whatcom County property record for 5262 Elder Rd, Ferndale, WA 98248
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1996 |
| Lot Size | 7.21 acres (314,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Jul 2017) |
| Tax Bill | $4,022 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 543077 |
| Primary APN | 543077 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Mobile Home |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 314,068 sqft (7.21 acres) |
| Garage Type | Detached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|
| Account Number | 543077 |
|---|---|
| Street Address | 5262 ELDER RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9595 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R5A |
| Legal Description | W 320 FT OF NW NW-EXC S 439.5 FT THEREOF LESS RDS-E 300 FT OF W 620 FT OF NW NW-EXC S 439.5 FT THEREOF-LESS RD-EXC N 364 FT O |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 35 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 10503 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5262 ELDER RD, FERNDALE, WA 98248-9595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC |
| Jul 10, 2017 | Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2017 · Amount on Record |
| Deed Sale | Jul 10, 2017 · Amount on Record |
| Prior Sale | Feb 13, 2006 |
| Deed Document Number | 2017-0700834 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5262 ELDER RD, FERNDALE, WA 98248-9595 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000804090 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021-0804090 |
| Name | SOVEREIGN LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jul 10, 2017 |
| Property Address | 5262 ELDER RD, FERNDALE, WA 98248-9595 |
| Document Number | 2170700834 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 700834 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,455.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5262 ELDER RD FERNDALE WA 982489595, FERNDALE, WA 98248-9595 |
| Document Number | 2170700835 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 700835 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 9, 2047 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,022.00 (+106.79%) | $516,436 (+20.44%) Land $372,852 Building $143,584 | $516,436 (+20.44%) Land $372,852 Building $143,584 |
| 2022 | $428,795 Land $309,573 Building $119,222 | $428,795 Land $309,573 Building $119,222 | |
| 2021 | $1,945.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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