Whatcom County property record for 5195 Elder Rd, Ferndale, WA 98248
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 3 bd · 3 ba · 1,666 sqft · built 1991 |
| Lot Size | 4.84 acres (211,266 sqft) |
| Owner | Individual Name on File |
| Last Sale | $792,089 (Mar 2025) |
| Tax Bill | $4,280 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 476665 |
| Primary APN | 476665 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,666 sqft Total Area |
| 1st Floor Area | 1,348 sqft |
| 2nd Floor Area | 318 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 211,266 sqft (4.84 acres) |
| Porch | Covered Porch |
|---|---|
| Porch Area | 508 sqft |
| Deck Area | 36 sqft |
| Patio Area | 36 sqft |
| Balcony | Balcony |
| Balcony Area | 36 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 476665 |
|---|---|
| Street Address | 5195 ELDER RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9573 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | R5A |
| Legal Description | N 1/2 NE SE NE-LESS RD |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 34 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 10504 |
5195 Elder Rd, an agricultural property, is owned and occupied by an individual who bought it in March 2025.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5195 ELDER RD, FERNDALE, WA 98248-9573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2025 · Amount on File |
| Deed Sale | Mar 19, 2025 · Amount on File |
| Prior Sale | Dec 10, 2009 |
| Deed Document Number | 2025-0301326 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 5195 Elder Rd was $4,280.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,280.00 | $549,533 Land $85,391 Building $464,142 | $788,325 Land $324,183 Building $464,142 |
| 2022 | $163,277 Land $24,445 Building $138,832 | $628,772 Land $258,577 Building $370,195 | |
| 2021 | $495.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5195 Elder Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5195 Elder Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUMMI TRIBAL WATER DISTRICT tribal government · serves 3,699 people · EPA ID 105300002 |
|---|---|
| Water Source | Purchased surface water from CITY OF BELLINGHAM-WATER DIVISION |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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