Charles County property record for 5322 Flagfish Ct, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,910 sqft · built 1991 |
| Lot Size | 0.2 acres (8,705 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $495,000 (Sep 2022) |
| Tax Bill | $15,074 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-190642 |
| Primary APN | 06-190642 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,910 sqft Living Area |
| Gross Area | 4,290 sqft |
| 1st Floor Area | 1,438 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,705 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 172 sqft |
| Deck Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 190642 |
|---|---|
| Street Address | 5322 FLAGFISH CT |
| City | WALDORF |
| State | MD |
| Zip | 20603-4222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | L-51 PARCEL E DORCHESTER NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 1 |
| Legal Lot Number | 51 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 851501 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5322 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2017 | Deed of Trust, Mortgage · FHA Mortgage R M K FINANCIAL CORP |
| Mar 5, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 23, 2022 | Deed, Transfer · Conventional Mortgage COLONIAL MORTGAGE GROUP |
| Sep 12, 2017 | Deed, Transfer · FHA Mortgage UNIVERSAL MORTGAGE & FINANCE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2022 · Amount on Record |
| Deed Sale | Sep 23, 2022 · Amount on Record |
| Prior Sale | Sep 12, 2017 · Amount on Record |
| Deed Book / Page | 12712 / 439 |
| Transfer Doc | 0036990001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5322 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0097340451 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | 9734/451 |
| Name | R M K FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | RANCHO CUCAMONGA, CA 91730 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5322 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0110340340 |
|---|---|
| Date | Mar 5, 2020 |
| Book Page | 11034/340 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5322 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0118310188 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 11831/188 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 23, 2022 |
| Property Address | 5322 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Document Number | 0127120439 |
| Book / Page | 12712 / 439 |
| Map Reference | MB DGB 39 PL 308 |
| Instrument Date | Sep 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2022 |
| Title Company | HERITAGE TITLE LIMITED, HERITAGE TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,237.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5322 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Document Number | 0012712446 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 12712/446 |
| Name | COLONIAL MORTGAGE GROUP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 12, 2017 |
| Property Address | 5322 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Document Number | 0099870144 |
| Book / Page | 9987 / 144 |
| Map Reference | MB DGB39 PL308 |
| Instrument Date | Apr 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CITIZENS TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5322 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Document Number | 0099870150 |
|---|---|
| Date | Sep 12, 2017 |
| Book Page | 9987/150 |
| Name | UNIVERSAL MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | EDGEWATER, MD 21037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2047 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $518,400 (-) Land $125,200 Building $393,200 | $518,400 (-) Land $125,200 Building $393,200 | |
| 2025 | $15,074.00 (+122.4%) | $518,400 (+5.98%) Land $125,200 Building $393,200 | $518,400 (-) Land $125,200 Building $393,200 |
| 2023 | $6,778.00 | $489,167 | $518,400 Land $125,200 Building $393,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures