5312 Flagfish Ct, Waldorf, MD 20603 Property Records

Charles County property record for 5312 Flagfish Ct, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,228 sqft · built 1993
Lot Size0.154 acres (6,722 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Jan 2018)
Tax Bill$11,460 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jan 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-190804

Property Details

APN / Parcel Number

Primary APN06-190804
Alternative APNs
  • 6190804
  • 190804

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,228 sqft Living Area
Gross Area2,708 sqft
1st Floor Area1,076 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,722 sqft (0.154 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number190804
Street Address5312 FLAGFISH CT
CityWALDORF
StateMD
Zip20603-4222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionL-66 PARCEL E DORCHESTER NEIGHBORHOOD ST CHARLES SUB
Legal SubdivisionST CHARLES SUB
Legal Block1
Legal Lot Number66
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1000
Census Tract851501

Owner

5312 Flagfish Ct is owned and occupied by an individual who bought it in January 2018.

Source: Charles County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address5312 FLAGFISH CT, WALDORF, MD 20603-4222
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2020Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 3, 2018Special Warranty Deed, Transfer · FHA Mortgage
TOWNEBANK MORTGAGE
Jun 6, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2018 · Amount on File
Deed SaleJan 3, 2018 · Amount on File
Prior SaleJun 6, 2017 · Amount on File
Deed Book / Page10124 / 284
Prior Transfer DateApr 26, 2017
Prior Transfer Doc0098560373
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address5312 FLAGFISH CT, WALDORF, MD 20603-4222
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5312 FLAGFISH CT, WALDORF, MD 20603-4222

Mortgage

Document Number0113310417
DateSep 21, 2020
Book Page11331/417
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term326 Months
DueNov 1, 2047

January 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLES MD
Recording DateJan 3, 2018
Property Address5312 FLAGFISH CT, WALDORF, MD 20603-4222
Document Number0101240284
Book / Page10124 / 284
Map ReferenceMB DGB39 PL307
Instrument DateSep 21, 2017
Transaction TypeTransfer
Record UpdatedMay 2, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7121 BRANCHWOOD PL, CLINTON, MD 20735-2148

Mortgage

Document Number0010124292
DateJan 3, 2018
Instrument10124/292
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term358 Months
DueNov 1, 2047

June 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCHARLES MD
Recording DateJun 6, 2017
Property Address5312 FLAGFISH CT, WALDORF, MD 20603-4222
Document Number0098560373
Book / Page009856 / 000373
Instrument DateFeb 14, 2017
Transaction TypeForeclosure
Record UpdatedJul 26, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$201.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203

Tax Assessment & Valuation

The 2025 property tax bill for 5312 Flagfish Ct was $11,460 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$398,333$415,500 Land $125,100 Building $290,400
2025$11,460.00
2023$4,812.00 (+20.15%) Homeowner's exemption$341,833 (+6.93%)$364,000 (-) Land $125,100 Building $238,900
2022$4,005.00 Homeowner's exemption$319,667$364,000 Land $125,100 Building $238,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5312 Flagfish Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5312 Flagfish Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

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