Charles County property record for 5312 Flagfish Ct, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,228 sqft · built 1993 |
| Lot Size | 0.154 acres (6,722 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jan 2018) |
| Tax Bill | $11,460 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jan 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-190804 |
| Primary APN | 06-190804 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,228 sqft Living Area |
| Gross Area | 2,708 sqft |
| 1st Floor Area | 1,076 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,722 sqft (0.154 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 190804 |
|---|---|
| Street Address | 5312 FLAGFISH CT |
| City | WALDORF |
| State | MD |
| Zip | 20603-4222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | L-66 PARCEL E DORCHESTER NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 1 |
| Legal Lot Number | 66 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 851501 |
5312 Flagfish Ct is owned and occupied by an individual who bought it in January 2018.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5312 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 3, 2018 | Special Warranty Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE |
| Jun 6, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2018 · Amount on File |
| Deed Sale | Jan 3, 2018 · Amount on File |
| Prior Sale | Jun 6, 2017 · Amount on File |
| Deed Book / Page | 10124 / 284 |
| Prior Transfer Date | Apr 26, 2017 |
| Prior Transfer Doc | 0098560373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5312 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5312 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Document Number | 0113310417 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 11331/417 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 326 Months |
| Due | Nov 1, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 3, 2018 |
| Property Address | 5312 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Document Number | 0101240284 |
| Book / Page | 10124 / 284 |
| Map Reference | MB DGB39 PL307 |
| Instrument Date | Sep 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7121 BRANCHWOOD PL, CLINTON, MD 20735-2148 |
| Document Number | 0010124292 |
|---|---|
| Date | Jan 3, 2018 |
| Instrument | 10124/292 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 1, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 6, 2017 |
| Property Address | 5312 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Document Number | 0098560373 |
| Book / Page | 009856 / 000373 |
| Instrument Date | Feb 14, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $201.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203 |
The 2025 property tax bill for 5312 Flagfish Ct was $11,460 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $398,333 | $415,500 Land $125,100 Building $290,400 | |
| 2025 | $11,460.00 | ||
| 2023 | $4,812.00 (+20.15%) Homeowner's exemption | $341,833 (+6.93%) | $364,000 (-) Land $125,100 Building $238,900 |
| 2022 | $4,005.00 Homeowner's exemption | $319,667 | $364,000 Land $125,100 Building $238,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5312 Flagfish Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5312 Flagfish Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
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