Charles County property record for 5324 Flagfish Ct, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,006 sqft · built 1991 |
| Lot Size | 0.187 acres (8,136 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Oct 2022) |
| Tax Bill | $11,975 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-190634 |
| Primary APN | 06-190634 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,006 sqft Living Area |
| Gross Area | 3,406 sqft |
| 1st Floor Area | 1,162 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 8,136 sqft (0.187 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 190634 |
|---|---|
| Street Address | 5324 FLAGFISH CT |
| City | WALDORF |
| State | MD |
| Zip | 20603-4222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | L-50 PARCEL E DORCHESTER NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 1 |
| Legal Lot Number | 50 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 851501 |
Source: Charles County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5324 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Oct 26, 2022 | Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC |
| Oct 17, 2019 | Grant Deed, Transfer NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2022 · Amount on Record |
| Deed Sale | Oct 26, 2022 · Amount on Record |
| Prior Sale | Oct 17, 2019 · Amount on Record |
| Deed Document Number | 2022 |
| Deed Book / Page | 12751 / 444 |
| Prior Transfer Date | Sep 14, 2012 |
| Prior Transfer Doc | 0080110314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5324 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | SOUTHERN MARYLAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 5324 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Document Number | 0116900074 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 11690/74 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 26, 2022 |
| Property Address | 5324 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Document Number | 0127510444 |
| Book / Page | 12751 / 444 |
| Map Reference | MB DGB 39 PL 308 |
| Instrument Date | Aug 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Title Company | AWO TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,187.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5324 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Document Number | 0012751453 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 12751/453 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 17, 2019 |
| Property Address | 5324 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Document Number | 0108300274 |
| Book / Page | 010830 / 000274 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2019 |
| Title Company | CLASSIC SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5324 FLAGFISH CT WALDORF MD 206034222, WALDORF, MD 20603-4222 |
| Document Number | 108300281 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 010830/000281 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 16, 2049 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $430,367 (+7.39%) | $460,000 (-) Land $125,200 Building $334,800 | |
| 2025 | $11,975.00 (+140.56%) | $400,733 (+13.45%) | $460,000 (+23.96%) Land $125,200 Building $334,800 |
| 2023 | $4,978.00 | $353,233 | $371,100 Land $125,200 Building $245,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
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