Charles County property record for 5320 Flagfish Ct, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,062 sqft · built 1991 |
| Lot Size | 0.216 acres (9,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $526,500 (Aug 2026) |
| Tax Bill | $12,901 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jan 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-190650 |
| Primary APN | 06-190650 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,062 sqft Living Area |
| Gross Area | 3,270 sqft |
| 1st Floor Area | 1,022 sqft |
| Basement Area | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,420 sqft (0.216 acres) |
| Garage Type | Attached |
| Garage Area | 208 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 172 sqft |
| Deck Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 190650 |
|---|---|
| Street Address | 5320 FLAGFISH CT |
| City | WALDORF |
| State | MD |
| Zip | 20603-4222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | L-52 PARCEL E DORCHESTER NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 1 |
| Legal Lot Number | 52 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 851501 |
5320 Flagfish Ct is owned and occupied by an individual who bought it in August 2026.
Source: Charles County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5320 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2026 | Deed, Transfer · VA Mortgage ZILLOW HOME LOANS LLC |
| Jan 20, 2022 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Jun 4, 2019 | Quit Claim Deed, Transfer BAY COUNTY SETTLEMENTS INC, BAY CNTY SETTLEMENTS INC |
| Sep 5, 2018 | Quit Claim Deed, Transfer BAY COUNTY SETTLEMENTS INC, BAY CNTY SETTLEMENTS INC |
| Sep 5, 2018 | Quit Claim Deed, Transfer BAY COUNTY SETTLEMENTS INC, BAY CNTY SETTLEMENTS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on File |
| Deed Sale | Aug 31, 2026 · Amount on File |
| Prior Sale | Jan 20, 2022 · Amount on File |
| Deed Book / Page | 14197 / 87 |
| Prior Transfer Date | Mar 20, 2009 |
| Prior Transfer Doc | 0103840232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 31, 2026 |
| Property Address | 5320 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Document Number | 1419000087 |
| Book / Page | 14197 / 87 |
| Instrument Date | Aug 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | CERTIFIED TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $531,765.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 5320 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Document Number | 1419000096, |
|---|---|
| Date | Aug 31, 2026 |
| Book Page | 14197/96 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 20, 2022 |
| Property Address | 5320 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Document Number | 0123460190 |
| Book / Page | 12346 / 190 |
| Map Reference | MB DGB 39 FO 308 |
| Instrument Date | Nov 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5320 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Document Number | 0012346199 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 12346/199 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 4, 2019 |
| Property Address | 5320 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Document Number | 0106540086 |
| Book / Page | 010654 / 000086 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | BAY COUNTY SETTLEMENTS INC, BAY CNTY SETTLEMENTS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5320 FLAGFISH CT WALDORF MD 206034222, WALDORF, MD 20603-4222 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 5, 2018 |
| Property Address | 5320 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Document Number | 0103840228 |
| Book / Page | 010384 / 000228 |
| Instrument Date | Aug 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | BAY COUNTY SETTLEMENTS INC, BAY CNTY SETTLEMENTS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5320 FLAGFISH CT WALDORF MD 206034222, WALDORF, MD 20603-4222 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 5, 2018 |
| Property Address | 5320 FLAGFISH CT, WALDORF, MD 20603-4222 |
| Document Number | 0103840232 |
| Book / Page | 010384 / 000232 |
| Instrument Date | Aug 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | BAY COUNTY SETTLEMENTS INC, BAY CNTY SETTLEMENTS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5320 FLAGFISH CT WALDORF MD 206034222, WALDORF, MD 20603-4222 |
The 2025 property tax bill for 5320 Flagfish Ct was $12,901.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,000 (+3.46%) | $466,100 (-) Land $125,200 Building $340,900 | |
| 2025 | $12,901.00 | $435,900 | $466,100 Land $125,200 Building $340,900 |
| 2023 | $5,456.00 | $389,333 | $420,800 Land $125,200 Building $295,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5320 Flagfish Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5320 Flagfish Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
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