5308 Flagfish Ct, Waldorf, MD 20603 Property Records

Charles County property record for 5308 Flagfish Ct, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,064 sqft · built 1996
Lot Size0.163 acres (7,105 sqft)
Owner2 Individual Names on Record
Last Sale$455,000 (Jun 2025)
Tax Bill$337 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-190820

Property Details

APN / Parcel Number

Primary APN06-190820
Alternative APNs
  • 6190820
  • 190820

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,064 sqft Living Area
1st Floor Area1,164 sqft
Basement Area900 sqft
Finished Basement900 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleSplit Foyer
Exterior MaterialSiding
Lot Area7,105 sqft (0.163 acres)
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number190820
Street Address5308 FLAGFISH CT
CityWALDORF
StateMD
Zip20603-4222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionL-68 PARCEL E DORCHESTER NEIGHBORHOOD ST CHARLES SUB
Legal SubdivisionST CHARLES SUB
Legal Block1
Legal Lot Number68
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1000
Census Tract851501

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5308 FLAGFISH CT, WALDORF, MD 20603-4222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2021Deed, Transfer · Conventional Mortgage
M & T BANK
Nov 23, 2020Deed of Trust, Mortgage
M&T BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2025 · Amount on Record
Deed SaleJun 30, 2025 · Amount on Record
Prior SaleJan 14, 2021 · Amount on Record
Deed Book / Page13712 / 380
Record UpdatedOct 29, 2026

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateJan 14, 2021
Property Address5308 FLAGFISH CT, WALDORF, MD 20603-4222
Document Number0115480235
Book / Page11548 / 235
Map ReferenceMB DGB 39 FO 307
Instrument DateNov 23, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyBAYVIEW TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,512.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5308 FLAGFISH CT, WALDORF, MD 20603-4222

Mortgage

Document Number11548242
DateJan 14, 2021
Instrument11548/242
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address5308 FLAGFISH CT, WALDORF, MD 20603-4222
Document Number0115480242
Instrument DateNov 23, 2020
Transaction TypeMortgage
Record UpdatedFeb 9, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address5308 FLAGFISH CT WALDORF MD 206034222, WALDORF, MD 20603-4222

Mortgage

Document Number0115480242
DateJan 14, 2021
Book Page011548/000242
Lender
NameM&T BK
TypeBank
AddressBUFFALO, NY 14203
Agreement
AmountAmount Recorded
Term360 Months
DueJan 13, 2051

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$396,300 (+26.94%)$427,300 (+27.82%) Land $125,100 Building $302,200
2025$337.00 (-92.29%)
2023$4,369.00 Homeowner's exemption$312,200$334,300 Land $125,100 Building $209,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

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