531 E Main St, Eaton, OH 45320 Property Records

Preble County property record for 531 E Main St, Eaton, OH 45320 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,510 sqft · built 1905
Lot Size	0.217 acres (9,496 sqft)
Owner	Individual Name on File
Tax Bill	$2,344 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2015 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`M40-0006-065-01-006-000`

Property Details

APN / Parcel Number

Primary APN	`M40-0006-065-01-006-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,510 sqft Living Area
1st Floor Area	1,182 sqft
2nd Floor Area	1,068 sqft
Upper Floors Area	1,040 sqft
Attic Area	1,054 sqft
Basement Area	1,122 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	9,496 sqft (0.217 acres)
Lot Dimensions	198 ft deep x 48 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	307 sqft
Patio Area	533 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	531 E MAIN ST
City	EATON
State	OH
Zip	45320-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 32.5 PT LOT 606 PLUS W 15' PT LOT 607
Legal Subdivision	VILLAGE/EATON
Legal Block	1
Legal Lot Number	606
Jurisdiction	PREBLE OH
Township / Civil Division	EATON
Census Block Group	1
Census Block	1003
Census Tract	455001

Owner

Source: Preble County records · APN M40-0006-065-01-006-000

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	531 E MAIN ST, EATON, OH 45320-1901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Line of Credit UNIVERSAL 1 CU
Apr 28, 2015	Deed of Trust, Mortgage FIFTH THIRD BANK
Dec 20, 2006	Deed of Trust, Mortgage FIFTH THIRD BANK OF WESTERN OHIO
May 30, 2018	Transfer on Death Deed, Transfer
May 30, 2018	Transfer on Death Deed, Transfer
May 30, 2018	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 22, 2017
Deed Sale	Feb 22, 2017
Deed Document Number	243
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	531 E MAIN ST, EATON, OH 45320-1901
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000476/775
Date	Feb 24, 2026
Book Page	476/775
Instrument	202600000807

Lender

Name	UNIVERSAL 1 CU
Type	Credit Union
Address	DAYTON, OH 45409

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 23, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	531 E MAIN ST, EATON, OH 45320-1901
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00349/1974
Date	Apr 28, 2015
Book Page	349/1974
Instrument	201500001711

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2045

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	531 E MAIN ST, EATON, OH 45320-1901
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00257/0771
Date	Dec 20, 2006
Book Page	257/0771
Instrument	200600076659

Lender

Name	FIFTH THIRD BANK OF WESTERN OHIO
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Nov 13, 2026

May 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PREBLE OH
Recording Date	May 30, 2018
Property Address	531 E MAIN ST, EATON, OH 45320-1901
Document Number	382/1682
Book / Page	382 / 1682
Instrument Date	May 25, 2018
Instrument	201800002352
Transaction Type	Transfer
Record Updated	Feb 06, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PREBLE OH
Recording Date	May 30, 2018
Property Address	531 E MAIN ST, EATON, OH 45320-1901
Document Number	382/1682
Book / Page	382 / 1682
Instrument Date	May 25, 2018
Instrument	201800002352
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PREBLE OH
Recording Date	May 30, 2018
Property Address	531 E MAIN ST, EATON, OH 45320-1901
Document Number	00382/1682
Book / Page	382 / 1682
Instrument Date	May 25, 2018
Instrument	201800002352
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 E MAIN ST, EATON, OH 45320-1901

Tax Assessment & Valuation

Source: Preble County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
Municipality	Eaton City
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,344.00 (+0.64%) Homeowner's exemption	$76,520 (-) Land $9,490 Building $67,030
2024	$2,329.00 (-15.31%) Homeowner's exemption	$76,520 (-) Land $9,490 Building $67,030
2023	$2,750.00 (+39.88%) Homeowner's exemption	$76,520 (+39.15%) Land $9,490 Building $67,030	$218,600 (-) Land $27,100 Building $191,500
2022	$1,966.00 Homeowner's exemption	$54,990 Land $8,790 Building $46,200
2020			$218,600 Land $27,100 Building $191,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Preble County (39135C), updated May 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391354550011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 463 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Omni Fiber	Fiber	10,000 / 10,000
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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