Grayson County property record for 530 E Monterey St, Denison, TX 75021
| Property Type | Single Family Home |
|---|---|
| Details | 1,206 sqft · built 2022 |
| Lot Size | 0.164 acres (7,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $242,470 (Jul 2023) |
| Tax Bill | $3,681 (2025) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D029 3007063 |
| Primary APN | D029 3007063 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,206 sqft Living Area |
| Gross Area | 1,471 sqft |
| 1st Floor Area | 1,206 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 7,148 sqft (0.164 acres) |
| Lot Dimensions | 130 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 265 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 192 sqft |
| Street Address | 530 E MONTEREY ST |
|---|---|
| City | DENISON |
| State | TX |
| Zip | 75021-6460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELMONT, LOT 109 & E 25 110, ACRES 0.1641 |
| Legal Subdivision | BELMONT |
| Legal Lot Number | 109 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 600 |
Source: Grayson County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 530 E MONTEREY ST, DENISON, TX 75021-6460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Jul 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2023 · Amount on Record |
| Deed Sale | Jul 17, 2023 · Amount on Record |
| Prior Sale | Jul 15, 2021 |
| Deed Document Number | 202318240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 530 E MONTEREY ST, DENISON, TX 75021-6460 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000018242 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 2023-18242 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 530 E MONTEREY ST, DENISON, TX 75021-6460 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000018241 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 2023-18241 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | ALLEN, TX 75013 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Denison Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,681.00 (-10.72%) Homeowner's exemption | $234,748 (+54.91%) Land $37,752 Building $196,996 | $234,748 (+54.91%) Land $37,752 Building $196,996 |
| 2024 | $4,123.00 (+646.92%) | ||
| 2023 | $151,541 Land $45,760 Building $105,781 | $151,541 Land $45,760 Building $105,781 | |
| 2022 | $552.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENISON serves 27,500 people · EPA ID TX0910003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Bluepeak, Nextlink, TekWav.
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