529 E Monterey St, Denison, TX 75021 Property Records

Grayson County property record for 529 E Monterey St, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,315 sqft · built 2024
Lot Size	0.119 acres (5,201 sqft)
Owner	Individual Name on Record
Tax Bill	$695 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D029 300704502`

Property Details

APN / Parcel Number

Primary APN	`D029 300704502`
Alternative APN	`450100`

Interior

Stories	1 Story
Building Area	1,315 sqft Living Area
Gross Area	1,551 sqft
1st Floor Area	1,315 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	5,201 sqft (0.119 acres)
Lot Dimensions	130 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	236 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	107 sqft

Location & Zoning

Street Address	529 E MONTEREY ST
City	DENISON
State	TX
Zip	75021-6459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELMONT, LOT 79, ACRES .1194
Legal Subdivision	BELMONT
Legal Lot Number	79
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1001
Census Tract	600

Owner

Source: Grayson County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8055 TIBERON PKWY, CUMMING, GA 30028-4788
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO
Jun 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Apr 25, 2025	Special Warranty Deed, Transfer
Aug 17, 2023	Warranty Deed, Transfer GRANT COUNTY TITLE, GRAYSON COUNTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2025
Deed Sale	Apr 25, 2025
Deed Document Number	202510347
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	529 E MONTEREY ST, DENISON, TX 75021-6459
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 WINDHAVEN PKWY 12202, 12202, LEWISVILLE, TX 75056-6098

Mortgage

Document Number	0000003178
Date	Feb 5, 2024
Instrument	2024-3178

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DENISON, TX 75020

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	529 E MONTEREY ST, DENISON, TX 75021-6459
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	GRANT COUNTY TITLE, GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8055 TIBERON PKWY, CUMMING, GA 30028-4788

Mortgage

Document Number	0000014460
Date	Jun 6, 2025
Instrument	2025-14460

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	1400 W MAIN ST, DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

April 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 25, 2025
Property Address	529 E MONTEREY ST, DENISON, TX 75021-6459
Document Number	0000010347
Instrument Date	Apr 18, 2025
Instrument	2025-10347
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8055 TIBERON PKWY, CUMMING, GA 30028-4788

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Aug 17, 2023
Property Address	529 E MONTEREY ST, DENISON, TX 75021-6459
Document Number	0000021567
Map Reference	VOL 254 PG 255
Instrument Date	Aug 15, 2023
Instrument	2023-21567
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	GRANT COUNTY TITLE, GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 WINDHAVEN PKWY APT 12202, 12202, LEWISVILLE, TX 75056-6098

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$241,716 Land $29,380 Building $212,336	$241,716 Land $29,380 Building $212,336
2024	$695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, TekWav.

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