604 E Monterey St, Denison, TX 75021 Property Records

Grayson County property record for 604 E Monterey St, Denison, TX 75021

Property Summary

Property TypeSingle Family Home
Details1,106 sqft · built 1955
Lot Size0.119 acres (5,201 sqft)
OwnerOwner Name on Record
Tax Bill$2,044 (2024)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APND029 3007061

Property Details

APN / Parcel Number

Primary APND029 3007061
Alternative APN
  • 146745

Interior

Building Area1,106 sqft Living Area
1st Floor Area1,106 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1983
Lot Area5,201 sqft (0.119 acres)
Lot Dimensions130 ft deep x 40 ft wide
PorchOpen Porch
Porch Area143 sqft

Location & Zoning

Account Number146745
Old Parcel NumberD029 3007061
Street Address604 E MONTEREY ST
CityDENISON
StateTX
Zip75021-6462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBELMONT, LOT 107, ACRES .1194
Legal SubdivisionBELMONT
Legal Lot Number107
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1015
Census Tract600

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address734 HILLSIDE DR, SHERMAN, TX 75090-8304

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 20, 2012
Transfer Doc0000016646
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address604 E MONTEREY ST, DENISON, TX 75021-6462
Transaction TypeMortgage
Record UpdatedDec 11, 2025
Title CompanyRED RIV TITLE COMPANY, RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address734 HILLSIDE DR, SHERMAN, TX 75090-8304

Mortgage

Document Number0000030522
DateNov 24, 2025
Instrument2025-30522
Lender
NameRANDOLPH BROOKS FCU
TypeCredit Union
AddressPO BOX 2097, UNIVERSAL CITY, TX 78148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2040

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$83,018 (-9.06%) Land $25,376 Building $57,642$83,018 (-9.06%) Land $25,376 Building $57,642
2024$2,044.00 (+30.77%)
2023$91,286 Land $33,280 Building $58,006$91,286 Land $33,280 Building $58,006
2022$1,563.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DENISON
serves 27,500 people · EPA ID TX0910003
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Bluepeak, Nextlink, TekWav.

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