527 E Monterey St, Denison, TX 75021 Property Records

Grayson County property record for 527 E Monterey St, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,315 sqft · built 2024
Lot Size	0.119 acres (5,201 sqft)
Owner	Individual Name on Record
Tax Bill	$695 (2024)
Deeds & Mortgages	May 2025 Mortgage Aug 2023 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`D029 3007045`

Property Details

APN / Parcel Number

Primary APN	`D029 3007045`
Alternative APN	`146728`

Interior

Building Area	1,315 sqft Living Area
Gross Area	1,070 sqft
1st Floor Area	1,070 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2025
Lot Area	5,201 sqft (0.119 acres)
Lot Dimensions	130 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	98 sqft

Location & Zoning

Account Number	146728
Old Parcel Number	D029 3007045
Street Address	527 E MONTEREY ST
City	DENISON
State	TX
Zip	75021-6459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELMONT, LOT 78, ACRES .1194
Legal Subdivision	BELMONT
Legal Lot Number	78 79
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1001
Census Tract	600

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7320 NW BANEBERRY PL, PORTLAND, OR 97229-2205
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Aug 17, 2023	Warranty Deed, Subdivision Related Transfer GRANT COUNTY TITLE, GRAYSON COUNTY TITLE
Dec 29, 2022	Warranty Deed, Transfer NOT AVAILABLE, GRAYSON COUNTY TITLE
Nov 22, 2019	Grant Deed, Transfer NOT AVAILABLE
Mar 23, 2018	Grant Deed, Transfer
Apr 25, 2017	Grant Deed, Transfer
Feb 27, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2023
Deed Sale	Aug 17, 2023
Prior Sale	Nov 22, 2019
Deed Document Number	2023-21566
Record Updated	Jun 7, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	527 E MONTEREY ST, DENISON, TX 75021-6459
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 NW BANEBERRY PL, PORTLAND, OR 97229-2205

Mortgage

Document Number	0000012489
Date	May 16, 2025
Instrument	2025-12489

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	1400 W MAIN ST, DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Aug 17, 2023
Property Address	527 E MONTEREY ST, DENISON, TX 75021-6459
Document Number	0000021566
Map Reference	VOL 254 PG 255
Instrument Date	Aug 15, 2023
Instrument	2023-21566
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2025
Title Company	GRANT COUNTY TITLE, GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 NW BANEBERRY PL, PORTLAND, OR 97229-2205

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Dec 29, 2022
Property Address	529 E MONTEREY ST, DENISON, TX 75021-6459
Document Number	0000040759
Map Reference	VOL 254 PG 255
Instrument Date	Dec 27, 2022
Instrument	2022-40759
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	NOT AVAILABLE, GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 W MREIN ST, DENISON, TX 75020

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRAYSON TX
Recording Date	Nov 22, 2019
Property Address	529 E MONTEREY ST, DENISON, TX 75021-6459
Document Number	0000028429
Instrument Date	Nov 19, 2019
Instrument	28429
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 E MONTEREY ST DENISON TX 750216459, DENISON, TX 75021-6459

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 23, 2018
Property Address	529 E MONTEREY ST, DENISON, TX 75021-6459
Document Number	0000006297
Instrument Date	Mar 23, 2018
Instrument	6297
Transaction Type	Transfer
Record Updated	Apr 3, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 BRIDGEPORT DR PROVIDENCE VILLAGE TX 762278531, PROVIDENCE VILLAGE, TX 76227-8531

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 25, 2017
Property Address	529 E MONTEREY ST, DENISON, TX 75021-6459
Document Number	0000008635
Book / Page	005987 / 000727
Instrument Date	Apr 20, 2017
Instrument	8635
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 BRIDGEPORT DR PROVIDENCE VILLAGE TX 762278531, PROVIDENCE VILLAGE, TX 76227-8531

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRAYSON TX
Recording Date	Feb 27, 2017
Property Address	529 E MONTEREY ST, DENISON, TX 75021-6459
Document Number	0000003786
Book / Page	005954 / 000511
Instrument Date	Oct 28, 2016
Instrument	3786
Transaction Type	Transfer
Record Updated	May 16, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$241,716 (+216.74%) Land $29,380 Building $212,336	$241,716 (+216.74%) Land $29,380 Building $212,336
2024	$695.00 (-66.26%)
2023		$76,314 Land $64,064 Building $12,250	$76,314 Land $64,064 Building $12,250
2022	$2,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, TekWav.

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