525 E Monterey St, Denison, TX 75021 Property Records

Grayson County property record for 525 E Monterey St, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,087 sqft · built 1930
Lot Size	0.238 acres (10,402 sqft)
Owner	Company Name on File
Tax Bill	$2,884 (2024)
Deeds & Mortgages	Aug 2020 Line of Credit Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D029 3007044`

Property Details

APN / Parcel Number

Primary APN	`D029 3007044`
Alternative APN	`146727`

Interior

Building Area	1,087 sqft Living Area
1st Floor Area	1,087 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1991
Lot Area	10,402 sqft (0.238 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	132 sqft
Deck Area	120 sqft
Patio Area	252 sqft

Location & Zoning

Account Number	146727
Old Parcel Number	D029 3007044
Street Address	525 E MONTEREY ST
City	DENISON
State	TX
Zip	75021-6459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELMONT, LOT 76 & 77, ACRES .2388
Legal Subdivision	BELMONT
Legal Lot Number	76,77 77
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1001
Census Tract	600

Owner

525 E Monterey St is owned by a company that acquired it in July 2022.

Source: Grayson County records, as of October 20, 2025

Owner of Record	Company Name on File
Mailing Address	5911 CHATHAM DR, FRISCO, TX 75036-1978
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Quit Claim Deed, Transfer · Line of Credit HAPPY ST BK
Oct 22, 2019	Warranty Deed, Construction Loan · Line of Credit BEDROCK MTG FUND LLC
Aug 17, 2017	Loan Modification, Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022
Deed Sale	Jul 12, 2022
Deed Document Number	2022-23620
Record Updated	Jun 7, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYSON TX
Recording Date	Aug 4, 2020
Property Address	525 E MONTEREY ST, DENISON, TX 75021-6459
Document Number	0000020007
Instrument Date	Jul 31, 2020
Instrument	20007
Transaction Type	Transfer
Record Updated	Sep 14, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1817 BONNER ST MCKINNEY TX 750693613, MCKINNEY, TX 75069-3613

Mortgage

Document Number	20008
Date	Aug 4, 2020
Instrument	20008

Lender

Name	HAPPY ST BK
Address	701 S TAYLOR LB-120, AMARILLO, TX 79101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Oct 22, 2019
Property Address	525 E MONTEREY ST, DENISON, TX 75021-6459
Document Number	0000025641
Instrument Date	Oct 15, 2019
Instrument	25641
Transaction Type	Construction Loan
Record Updated	Nov 7, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 251147 PLANO TX 750251147, PLANO, TX 75025-1147

Mortgage

Document Number	25642
Date	Oct 22, 2019
Instrument	25642

Lender

Name	BEDROCK MTG FUND LLC
Address	CUMMING, GA 30041

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 21, 2020

Interest

Rate Type	Adjustable Rate

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	525 E MONTEREY ST, DENISON, TX 75021-6459
Document Number	0000020971
Instrument Date	Aug 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 282 DENISON TX 750210282, DENISON, TX 75021-0282

Mortgage

Document Number	0000020971
Date	Sep 20, 2017
Instrument	20971

Lender

Name	FIRST UNITED BK
Type	Bank

Agreement

Amount	Amount on Record
Term	60 Months
Due	Sep 19, 2022

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$123,684 Land $48,776 Building $74,908	$123,684 Land $48,776 Building $74,908
2024	$2,884.00
2023		$138,306 Land $64,064 Building $74,242	$138,306 Land $64,064 Building $74,242
2022	$2,092.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 E Monterey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 E Monterey St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, TekWav.

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