53 E Cross St, Laura, OH 45337 Property Records

Miami County property record for 53 E Cross St, Laura, OH 45337 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,514 sqft · built 1957
Lot Size0.349 acres (15,198 sqft)
Owner2 Individual Names on File
Last Sale$44,100 (Jun 1985)
Tax Bill$1,473 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNL38-001360

Property Details

APN / Parcel Number

Primary APNL38-001360
Alternative APNs
  • 070415.4-02-050-00
  • L38PD001 00800

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,514 sqft Living Area
1st Floor Area3,028 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area15,198 sqft (0.349 acres)
Lot Dimensions160 ft deep x 95 ft wide
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area156 sqft
Deck Area150 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address53 E CROSS ST
CityLAURA
StateOH
Zip45337-8790
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPTS OUTLOT 2&4 95X160
Legal Lot Number2,4
JurisdictionMIAMI OH
Township / Civil DivisionUNION
Census Block Group1
Census Block1044
Census Tract340100

Owner

Source: Miami County records · APN L38-001360

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address53 E CROSS ST, LAURA, OH 45337-8790
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 01, 1985 · Amount on Record
Deed SaleJun 01, 1985 · Amount on Record
Last Transfer DateMay 31, 2022
Transfer Doc0000008975
Record UpdatedSep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIAMI OH
Recording DateJun 08, 2022
Property Address53 E CROSS ST, LAURA, OH 45337-8790
Document Number0000008975
Instrument DateMay 31, 2022
Instrument2022OR-08975
Transaction TypeTransfer
Record UpdatedJun 23, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address53 E CROSS ST, LAURA, OH 45337-8790

Mortgage

Document Number0000008976
DateJun 08, 2022
Instrument2022OR-08976
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2037

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionUnion Township
MunicipalityPotsdam Village
Unified School DistrictMilton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,473.00 (+6.89%) Homeowner's exemption$48,090 (+24.2%) Land $4,410 Building $43,680$137,400 (+24.23%) Land $12,600 Building $124,800
2024$1,378.00 (+2.38%) Homeowner's exemption$38,720 (-) Land $4,800 Building $33,920
2023$1,346.00 (-3.44%) Homeowner's exemption$38,720 (-) Land $4,800 Building $33,920$110,600 (-) Land $13,700 Building $96,900
2022$1,394.00 Homeowner's exemption$38,720 Land $4,800 Building $33,920$110,600 Land $13,700 Building $96,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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