Miami County property record for 46 E Cross St, Laura, OH 45337 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1970 |
| Lot Size | 0.436 acres (19,010 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $1,198 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | L38-000850 |
| Primary APN | L38-000850 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Game Room | Game Room |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 19,010 sqft (0.436 acres) |
| Lot Dimensions | 144 ft deep x 132 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 160 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Old Parcel Number | L38PD020 02300 |
|---|---|
| Street Address | 46 E CROSS ST |
| City | LAURA |
| State | OH |
| Zip | 45337-9708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 61 132 |
| Legal Lot Number | 61 132 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 340100 |
Source: Miami County records · APN L38-000850
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 46 E CROSS ST, LAURA, OH 45337-9708 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Sep 17, 2001 |
| Last Transfer Date | Sep 30, 2004 |
| Transfer Doc | 0000410478 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 46 E CROSS ST, LAURA, OH 45337-9708 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000015403 |
|---|---|
| Date | Sep 02, 2021 |
| Instrument | 2021OR-15403 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Union Township |
| Municipality | Potsdam Village |
| Unified School District | Milton-Union Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,198.00 (-12.94%) Homeowner's exemption | $59,190 (+22.17%) Land $5,180 Building $54,010 | $169,100 (+22.18%) Land $14,800 Building $154,300 |
| 2024 | $1,376.00 (+0.81%) Homeowner's exemption | $48,450 (-) Land $5,710 Building $42,740 | |
| 2023 | $1,365.00 (-4.48%) Homeowner's exemption | $48,450 (-) Land $5,710 Building $42,740 | $138,400 (-) Land $16,300 Building $122,100 |
| 2022 | $1,429.00 Homeowner's exemption | $48,450 Land $5,710 Building $42,740 | $138,400 Land $16,300 Building $122,100 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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