Miami County property record for 50 E Cross St, #B, Laura, OH 45337
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,686 sqft · built 1920 |
| Lot Size | 0.311 acres (13,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (May 2023) |
| Tax Bill | $1,225 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage May 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L38-000900 |
| Primary APN | L38-000900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,686 sqft Living Area |
| 1st Floor Area | 1,812 sqft |
| Upper Floors Area | 780 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 13,534 sqft (0.311 acres) |
| Lot Dimensions | 144 ft deep x 94 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,104 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 476 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 50 E CROSS ST, B |
|---|---|
| City | LAURA |
| State | OH |
| Zip | 45337-9708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL-63 94.33' W PT |
| Legal Subdivision | NORTHEAST QUARTER OF |
| Legal Lot Number | 63 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 340100 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 50 E CROSS ST, LAURA, OH 45337-9708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2024 | Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LC |
| May 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Jun 8, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| May 1, 2019 | Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2023 · Amount on Record |
| Deed Sale | May 3, 2023 · Amount on Record |
| Prior Sale | Jan 1, 1990 |
| Deed Document Number | 20234611 |
| Transfer Doc | 0000008930 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 50 E CROSS ST # B, B, LAURA, OH 45337-9708 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 50 E CROSS ST, LAURA, OH 45337-9708 |
| Document Number | 0000010312 |
|---|---|
| Date | Oct 9, 2024 |
| Instrument | 2024OR-10312 |
| Name | GOODLEAP LC |
|---|---|
| Type | Mortgage Company |
| Address | 8781 SIERRA COLLEGE BLVD, ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 3, 2023 |
| Property Address | 50 E CROSS ST # B, B, LAURA, OH 45337-9708 |
| Document Number | 0000004611 |
| Map Reference | VOL 61 PG 149 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 2023OR-04611 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | NOT AVAILABLE, PK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 50 E CROSS ST # B, B, LAURA, OH 45337-9708 |
| Document Number | 0000004612 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 2023OR-04612 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 8, 2022 |
| Property Address | 50 E CROSS ST # B, B, LAURA, OH 45337-9708 |
| Document Number | 0000008930 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022OR-08930 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 50 E CROSS ST, POTSDM, OH 45337-9708 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 50 E CROSS ST, LAURA, OH 45337-9708 |
| Document Number | 0000006522 |
| Instrument Date | May 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 50 E CROSS ST LAURA OH 453379708, LAURA, OH 45337-9708 |
| Document Number | 0000006522 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 6522 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 16, 2059 |
| Rate | 4.37% |
|---|
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Union Township |
| Municipality | Potsdam Village |
| Unified School District | Milton-Union Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,225.00 (+5.06%) Homeowner's exemption | $39,910 (+21.83%) Land $4,170 Building $35,740 | $114,000 (+21.79%) Land $11,900 Building $102,100 |
| 2024 | $1,166.00 (-0.17%) Homeowner's exemption | $32,760 (-) Land $4,550 Building $28,210 | |
| 2023 | $1,168.00 (+35.19%) Homeowner's exemption | $32,760 (-) Land $4,550 Building $28,210 | $93,600 (-) Land $13,000 Building $80,600 |
| 2022 | $864.00 Homeowner's exemption | $32,760 Land $4,550 Building $28,210 | $93,600 Land $13,000 Building $80,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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