Miami County property record for 48 E Cross St, Laura, OH 45337 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,140 sqft · built 1879 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $728 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | L38-000860 |
| Primary APN | L38-000860 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Year Built | Built 1879 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 144 ft deep x 66 ft wide |
| Garage Area | 180 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 216 sqft |
| Shed | 1 Shed |
| Shed Area | 400 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Old Parcel Number | L38PD020 02200 |
|---|---|
| Street Address | 48 E CROSS ST |
| City | LAURA |
| State | OH |
| Zip | 45337-9708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 62 |
| Legal Lot Number | 62 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 340100 |
Source: Miami County records · APN L38-000860
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 48 E CROSS ST, LAURA, OH 45337-9708 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Aug 01, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jun 28, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Jul 18, 2005 |
| Last Transfer Date | Nov 25, 2009 |
| Transfer Doc | 0000016775 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 48 E CROSS ST, LAURA, OH 45337-9708 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 48 E CROSS ST, LAURA, OH 45337-9708 |
| Document Number | 0000011529 |
|---|---|
| Date | Aug 01, 2022 |
| Instrument | 2022OR-11529 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Apr 25, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 48 E CROSS ST, LAURA, OH 45337-9708 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000009976 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 2022OR-09976 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | May 01, 2037 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Union Township |
| Municipality | Potsdam Village |
| Unified School District | Milton-Union Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $728.00 (+0.69%) Homeowner's exemption | $23,630 (+16.35%) Land $3,430 Building $20,200 | $67,500 (+16.38%) Land $9,800 Building $57,700 |
| 2024 | $723.00 (+2.41%) Homeowner's exemption | $20,310 (-) Land $3,750 Building $16,560 | |
| 2023 | $706.00 (-3.42%) Homeowner's exemption | $20,310 (-) Land $3,750 Building $16,560 | $58,000 (-) Land $10,700 Building $47,300 |
| 2022 | $731.00 Homeowner's exemption | $20,310 Land $3,750 Building $16,560 | $58,000 Land $10,700 Building $47,300 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures