55 E Cross St, Laura, OH 45337 Property Records

Miami County property record for 55 E Cross St, Laura, OH 45337

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,056 sqft · built 1953
Lot Size0.803 acres (34,979 sqft)
OwnerIndividual Name on Record
Last Sale$86,700 (Feb 2013)
Tax Bill$1,444 (2025)
Flood ZoneZone X (minimal risk)
APNL38-001320

Property Details

APN / Parcel Number

Primary APNL38-001320
Alternative APN
  • 070415.4-02-051-00

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area2,112 sqft
Basement Area1,056 sqft
Unfinished Basement1,056 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area34,979 sqft (0.803 acres)
Lot Dimensions269 ft deep x 130 ft wide
Garage TypeDetached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area110 sqft
Patio Area210 sqft
Shed1 Shed
Shed Area1,026 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address55 E CROSS ST
CityLAURA
StateOH
Zip45337-8790
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OUT LOT 1 109X130 OUT LOT 2 120X160 CEN PT OUT LOT 2 10X160 W PT
Legal Lot Number1-2
JurisdictionMIAMI OH
Township / Civil DivisionUNION
Census Block Group1
Census Block1044
Census Tract340100

Owner

Source: Miami County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address55 E CROSS ST, LAURA, OH 45337-8790
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2013 · Amount on Record
Deed SaleFeb 6, 2013 · Amount on Record
Prior SaleNov 1, 1984 · Amount on Record
Deed Document Number20132013OR-01881
Deed Book / Page401 / 802
Prior Transfer DateDec 14, 2012
Prior Transfer Doc0000017906
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionUnion Township
MunicipalityPotsdam Village
Unified School DistrictMilton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,444.00 (+4.49%) Homeowner's exemption$46,840 (+20.66%) Land $5,850 Building $40,990$133,800 (+20.65%) Land $16,700 Building $117,100
2024$1,382.00 (+2.37%) Homeowner's exemption$38,820 (-) Land $6,410 Building $32,410
2023$1,350.00 (-3.43%) Homeowner's exemption$38,820 (-) Land $6,410 Building $32,410$110,900 (-) Land $18,300 Building $92,600
2022$1,398.00 Homeowner's exemption$38,820 Land $6,410 Building $32,410$110,900 Land $18,300 Building $92,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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