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  5. Pontoon Bay Rd

5292 Pontoon Bay Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5292 Pontoon Bay Rd, Duluth, MN 55803 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,522 sqft · built 1970
OwnerIndividual Name on File
Last Sale$151,527 (Sep 2024)
Tax Bill$3,794 (2025)
Deeds & MortgagesSep 2024 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN365-6000-42220

Property Details

APN / Parcel Number

Primary APN365-6000-42220
Alternative APNs
  • 365-0130-00100
  • 1024708
  • 1171946

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,522 sqft Gross Area
Gross Area2,194 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Garage Area1,512 sqft

Exterior Amenities

PorchPorch
Porch Area200 sqft
Deck Area160 sqft
Storage Building54 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1171946
Street Address5292 PONTOON BAY RD
CityDULUTH
StateMN
Zip55803-9445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9, BLOCK 2 SERIAL #
Legal Range15
Legal Township52
Legal Section27
Legal SubdivisionMINNESOTA POWER LEASE SITES
Legal Block2
Legal Lot Number9
JurisdictionST LOUIS MN
Township / Civil DivisionFREDENBERG
Census Block Group2
Census Block2001
Census Tract10602

Owner

Source: St. Louis County records · APN 365-6000-42220

Assessment roll updated February 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5292 PONTOON BAY RD, DULUTH, MN 55803-9445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 24, 2024 · Amount on Record
Deed SaleSep 24, 2024 · Amount on Record
Deed Document Number1496031
Record UpdatedJun 08, 2026

September 2024: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionST LOUIS MN
Recording DateSep 24, 2024
Property Address5292 PONTOON BAY RD, DULUTH, MN 55803-9445
Document Number0001496031
Instrument DateAug 26, 2024
Instrument1496031
Transaction TypeTransfer
Record UpdatedOct 21, 2025

Transaction

AmountAmount Recorded
Tax$500.04
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5292 PONTOON BAY RD, DULUTH, MN 55803-9445

Mortgage

Document Number0001496032
DateSep 24, 2024
Instrument1496032
Lender
NameHERMANTOWN FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term191 Months
DueAug 01, 2040

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated February 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionFredenberg Township
Unified School DistrictHermantown Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,794.00 (+5.56%) Homeowner's exemption
2024$3,594.00$384,500 (+9.02%) Land $164,400 Building $220,100$384,500 (+9.02%) Land $164,400 Building $220,100
2022$352,700 Land $142,700 Building $210,000$352,700 Land $142,700 Building $210,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370106022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2022–2024)
Most Recent ClaimJun 2024, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 6% of the US · above 20% of Minnesota
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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