5244 Pontoon Bay Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5244 Pontoon Bay Rd, Duluth, MN 55803 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,487 sqft · built 1992
OwnerCompany Name on File
Last Sale$156,521 (Sep 2024)
Tax Bill$5,656 (2025)
Deeds & MortgagesSep 2024 Transfer
Sep 2024 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN365-6000-42160

Property Details

APN / Parcel Number

Primary APN365-6000-42160
Alternative APNs
  • 365-0130-00150
  • 1025085
  • 1171849

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,487 sqft Gross Area
Basement Area1,190 sqft
Finished Basement1,190 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Garage Area1,920 sqft

Exterior Amenities

Pool TypePool Type
Pool Area96 sqft
Deck Area108 sqft
Storage Building96 sqft
Pole Barn1,200 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1171849
Street Address5244 PONTOON BAY RD
CityDULUTH
StateMN
Zip55803-9445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14, BLOCK 2 SERIAL #
Legal Range15
Legal Township52
Legal Section27
Legal SubdivisionMINNESOTA POWER LEASE SITES
Legal Block2
Legal Lot Number14
JurisdictionST LOUIS MN
Township / Civil DivisionFREDENBERG
Census Block Group2
Census Block2001
Census Tract10602

Owner

Source: St. Louis County records · APN 365-6000-42160

Assessment roll updated February 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5244 PONTOON BAY RD, DULUTH, MN 55803-9445
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2024Quit Claim Deed, Transfer
THE TITLE FIRM, THE TITLE TEAM
Sep 19, 2024Limited Warranty Deed, Transfer · Line of Credit
NORTH SHORE BANK OF COMMERCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 19, 2024 · Amount on Record
Deed SaleSep 19, 2024 · Amount on Record
Prior SaleSep 19, 2024 · Amount on Record
Deed Document Number1495846
Record UpdatedJun 08, 2026

September 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateSep 19, 2024
Property Address5244 PONTOON BAY RD, DULUTH, MN 55803-9445
Document Number0001495847
Instrument DateSep 13, 2024
Instrument1495847
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyTHE TITLE FIRM, THE TITLE TEAM

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5244 PONTOON BAY RD, DULUTH, MN 55803-9445

September 2024: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionST LOUIS MN
Recording DateSep 19, 2024
Property Address5244 PONTOON BAY RD, DULUTH, MN 55803-9445
Document Number0001495846
Instrument DateSep 09, 2024
Instrument1495846
Transaction TypeTransfer
Record UpdatedOct 21, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$516.52
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5244 PONTOON BAY RD, DULUTH, MN 55803-9445

Mortgage

Document Number0001495849
DateSep 19, 2024
Instrument1495849
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 13, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated February 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionFredenberg Township
Unified School DistrictHermantown Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,656.00 (+5.09%) Homeowner's exemption
2024$5,382.00$550,200 (+6.22%) Land $163,400 Building $386,800$550,200 (+6.22%) Land $163,400 Building $386,800
2022$518,000 Land $149,300 Building $368,700$518,000 Land $149,300 Building $368,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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