St. Louis County property record for 5250 Pontoon Bay Rd, Duluth, MN 55803 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,760 sqft · built 1996 |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Nov 2024) |
| Tax Bill | $5,818 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Aug 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 365-6000-42200 |
| Primary APN | 365-6000-42200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,760 sqft Gross Area |
| Gross Area | 1,120 sqft |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Garage Area | 1,224 sqft |
| Porch | Open Porch |
|---|---|
| Deck Area | 480 sqft |
| Patio Area | 320 sqft |
| Storage Building | 168 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1174314 |
|---|---|
| Street Address | 5250 PONTOON BAY RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13, BLOCK 2 SERIAL # |
| Legal Range | 15 |
| Legal Township | 52 |
| Legal Section | 27 |
| Legal Subdivision | MINNESOTA POWER LEASE SITES |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FREDENBERG |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10602 |
Source: St. Louis County records · APN 365-6000-42200
Assessment roll updated February 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5250 PONTOON BAY RD, DULUTH, MN 55803-9445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU |
| Aug 05, 2024 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| May 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2024 · Amount on Record |
| Deed Sale | Nov 05, 2024 · Amount on Record |
| Prior Sale | Aug 09, 2024 · Amount on Record |
| Deed Document Number | 1498810 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5250 PONTOON BAY RD, DULUTH, MN 55803-9445 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001529977 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 1529977 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5250 PONTOON BAY RD, DULUTH, MN 55803-9445 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5250 PONTOON BAY RD, DULUTH, MN 55803-9445 |
| Document Number | 0001492840 |
|---|---|
| Date | Aug 05, 2024 |
| Instrument | 1492840 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Jun 28, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5250 PONTOON BAY RD, DULUTH, MN 55803-9445 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5250 PONTOON BAY RD, DULUTH, MN 55803-9445 |
| Document Number | 0001412860 |
|---|---|
| Date | May 05, 2021 |
| Instrument | 1412860 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 10, 2051 |
Source: St. Louis County records · Assessment roll updated February 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Fredenberg Township |
| Unified School District | Hermantown Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,818.00 (+5.51%) Homeowner's exemption | ||
| 2024 | $5,514.00 | $563,400 (+13.91%) Land $162,600 Building $400,800 | $563,400 (+13.91%) Land $162,600 Building $400,800 |
| 2022 | $494,600 Land $146,300 Building $348,300 | $494,600 Land $146,300 Building $348,300 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370106022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 2 (2022–2024) |
| Most Recent Claim | Jun 2024, river or lake flooding, Severe Storms And Flooding |
| Wildfire Risk | Low above 6% of the US · above 20% of Minnesota |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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