St. Louis County property record for 5212 Pontoon Bay Rd, Duluth, MN 55803 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2008 |
| Square Footage | 1,560 sqft Gross Area |
| Garage | 1,344 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $99,736 (2024) |
| Tax Bill | $3,956.00 (2025) |
| Primary APN | 365-6000-42140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,560 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Garage Area | 1,344 sqft Garage |
| Deck Area | 144 sqft Deck |
| Patio Area | 480 sqft Patio |
| Storage Building | 100 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Propane Heating Fuel |
| Account Number | 1107479 |
|---|---|
| Street Address | 5212 PONTOON BAY RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9445 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 18, BLOCK 2 SERIAL # |
| Legal Range | 15 |
| Legal Township | 52 |
| Legal Section | 27 |
| Legal Subdivision | MINNESOTA POWER LEASE SITES |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | FREDENBERG |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 10602 |
Source: St. Louis County records · APN 365-6000-42140
Assessment roll updated February 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5212 PONTOON BAY RD, DULUTH, MN 55803-9445 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 28, 2024 | Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU |
| Sep 18, 2024 | Limited Warranty Deed, Transfer · Stand Alone Second Mortgage HERMANTOWN FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 18, 2024 · Amount on Record |
| Deed Sale | Sep 18, 2024 · Amount on Record |
| Deed Doc Number | 1495733 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5212 PONTOON BAY RD, DULUTH, MN 55803-9445 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001498214 |
|---|---|
| Date | Oct 28, 2024 |
| Instrument | 1498214 |
| Name | HERMANTOWN FCU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 17, 2039 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 18, 2024 |
| Property Address | 5212 PONTOON BAY RD, DULUTH, MN 55803-9445 |
| Document Number | 0001495733 |
| Instrument Date | Sep 04, 2024 |
| Instrument | 1495733 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $329.13 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5212 PONTOON BAY RD, DULUTH, MN 55803-9445 |
| Document Number | 0001495734 |
|---|---|
| Date | Sep 18, 2024 |
| Instrument | 1495734 |
| Name | HERMANTOWN FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 195 Months |
| Due | Dec 01, 2040 |
Source: St. Louis County records · Assessment roll updated February 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Fredenberg Township |
| Unified School District | Hermantown Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,956.00 (+17.53%) Homeowner's exemption | ||
| 2024 | $3,366.00 | $400,300 (+20.54%) Land $120,700 Building $279,600 | $400,300 (+20.54%) Land $120,700 Building $279,600 |
| 2022 | $332,100 Land $106,900 Building $225,200 | $332,100 Land $106,900 Building $225,200 |
5212 Pontoon Bay Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 39th in Minnesota |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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