St. Louis County property record for 5236 Pontoon Bay Rd, Duluth, MN 55803 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,451 sqft Gross Area |
| Garage | 2,717 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $131,560 (2024) |
| Tax Bill | $5,306.00 (2025) |
| Primary APN | 365-6000-42155 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,451 sqft Gross Area |
| Gross Area | 2,179 sqft Gross Area |
| Basement Area | 1,076 sqft Basement |
| Finished Basement | 1,076 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Metal Exterior |
| Construction Type | Frame Construction |
| Garage Area | 2,717 sqft Garage |
| Deck Area | 322 sqft Deck |
|---|---|
| Porch | Open Porch |
| Porch Area | 88 sqft Porch |
| Sauna | Sauna |
| Pole Structure | 1,440 sqft Pole Structure |
| Storage Building | 144 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Propane Heating Fuel |
| Account Number | 1173132 |
|---|---|
| Street Address | 5236 PONTOON BAY RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9445 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 15, BLOCK 2 SERIAL # |
| Legal Range | 15 |
| Legal Township | 52 |
| Legal Section | 27 |
| Legal Subdivision | MINNESOTA POWER LEASE SITES |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | FREDENBERG |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 10602 |
Source: St. Louis County records · APN 365-6000-42155
Assessment roll updated February 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5236 PONTOON BAY RD, DULUTH, MN 55803-9445 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 07, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 15, 2024 | Limited Warranty Deed, Transfer · Line of Credit BELL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 08, 2024 · Amount on Record |
| Deed Sale | Oct 08, 2024 · Amount on Record |
| Deed Doc Number | 0001497335 |
| Last Transfer Date | Oct 15, 2024 |
| Transfer Doc | 0001497335 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5236 PONTOON BAY RD, DULUTH, MN 55803-9445 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001504782 |
|---|---|
| Date | Feb 07, 2025 |
| Instrument | 1504782 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 27, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 15, 2024 |
| Property Address | 5236 PONTOON BAY RD, DULUTH, MN 55803-9445 |
| Document Number | 0001497335 |
| Instrument Date | Oct 08, 2024 |
| Instrument | 1497335 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $434.15 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5236 PONTOON BAY RD, DULUTH, MN 55803-9445 |
| Document Number | 0001497336 |
|---|---|
| Date | Oct 15, 2024 |
| Instrument | 1497336 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 146 Months |
| Due | Dec 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Number | 0001497337 |
|---|---|
| Date | Oct 15, 2024 |
| Instrument | 1497337 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Nov 15, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: St. Louis County records · Assessment roll updated February 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Fredenberg Township |
| Unified School District | Hermantown Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,306.00 (+4.61%) Homeowner's exemption | ||
| 2024 | $5,072.00 | $521,800 (+5.73%) Land $137,300 Building $384,500 | $521,800 (+5.73%) Land $137,300 Building $384,500 |
| 2022 | $493,500 Land $125,200 Building $368,300 | $493,500 Land $125,200 Building $368,300 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk to Homes | Low 20th percentile nationally · 39th in Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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